5 Verde Way, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 5 Verde Way, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 1973
Lot Size0.207 acres (9,036 sqft)
OwnerIndividual Name on File
Tax Bill$8,403 (2025)
Deeds & MortgagesSep 2021 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN117-102-013-000

Property Details

APN / Parcel Number

Primary APN117-102-013-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,491 sqft Living Area
1st Floor Area1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area9,036 sqft (0.207 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5 VERDE WAY
CityROYAL OAKS
StateCA
Zip95076-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY MESA # 2 LOT 2
Legal SubdivisionSUNNY MESA # 2
Legal Block2
Legal Lot Number2
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2001
Census Tract14601

Owner

5 Verde Way is owned and occupied by an individual who acquired it in September 2021.

Source: Monterey County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address5 VERDE WAY, ROYAL OAKS, CA 95076-5420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 22, 2021
Transfer Doc0000064453
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateSep 28, 2021
Property Address5 VERDE WAY, ROYAL OAKS, CA 95076-5420
Document Number0000064452
Map ReferenceVOL 6 PG 101
Instrument DateSep 22, 2021
Instrument2021064452
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 VERDE WAY, ROYAL OAKS, CA 95076-5420

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateSep 28, 2021
Property Address5 VERDE WAY, ROYAL OAKS, CA 95076-5420
Document Number0000064453
Map ReferenceVOL 6 PG 101
Instrument DateSep 22, 2021
Instrument2021064453
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressS VERDE WAY, ROYAL OAKS, CA 95076

Mortgage

Document Number0000064454
DateSep 28, 2021
Instrument2021064454
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5 Verde Way was $8,403.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$644,748 (+2%) Land $423,500 Building $221,248
2025$8,403.00$632,107 Land $415,197 Building $216,910
2023$6,757.00 (+1.73%)$607,563 Land $399,075 Building $208,488
2022$6,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Verde Way in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA2 of 12
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 8 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Verde Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - SUNNY MESA
serves 880 people · EPA ID CA2700773
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HerePSMCSD - PAJARO
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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