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25 Verde Way, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 25 Verde Way, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,553 sqft · built 1960
Lot Size0.245 acres (10,665 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (May 2012)
Tax Bill$6,223 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN117-102-016-000

Property Details

APN / Parcel Number

Primary APN117-102-016-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,553 sqft Living Area
1st Floor Area1,553 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area10,665 sqft (0.245 acres)
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address25 VERDE WAY
CityROYAL OAKS
StateCA
Zip95076-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY MESA NO 2 LOT 4
Legal SubdivisionSUNNY MESA NO 2
Legal Block2
Legal Lot Number4
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2001
Census Tract14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address25 VERDE WAY, ROYAL OAKS, CA 95076-5420
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Line of Credit
BAY FCU
Jan 15, 2021Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2012 · Amount on Record
Deed SaleMay 22, 2012 · Amount on Record
Deed Document Number201229979
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address25 VERDE WAY, ROYAL OAKS, CA 95076-5420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 VERDE WAY, ROYAL OAKS, CA 95076-5420

Mortgage

Document Number0000005674
DateJan 26, 2021
Instrument2021005674
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateJan 15, 2021
Property Address25 VERDE WAY, ROYAL OAKS, CA 95076-5420
Document Number0000003179
Instrument DateJan 14, 2021
Instrument3179
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address25 VERDE WAY ROYAL OAKS CA 950765420, ROYAL OAKS, CA 95076-5420

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$454,802 (+2%) Land $147,328 Building $307,474
2025$6,223.00 (+10.79%)$445,886 (+4.04%) Land $144,440 Building $301,446
2024$5,617.00 (+16.54%)
2023$4,820.00 (+1.73%)$428,574 Land $138,832 Building $289,742
2022$4,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1995–2023)
Claims Outside the SFHA2 of 12
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 8 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - SUNNY MESA
serves 880 people · EPA ID CA2700773
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HerePSMCSD - PAJARO
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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