Monterey County property record for 35 Verde Way, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,972 sqft · built 1960 |
| Lot Size | 0.308 acres (13,402 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Nov 2019) |
| Tax Bill | $9,964 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-102-017-000 |
| Primary APN | 117-102-017-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 1,972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 13,402 sqft (0.308 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 35 VERDE WAY |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY MESA NO 2 LOT 5 |
| Legal Subdivision | SUNNY MESA NO 2 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14601 |
Source: Monterey County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 8, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Nov 8, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Apr 1, 2019 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Apr 1, 2019 | Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Apr 1, 2019 · Amount on Record |
| Deed Document Number | 201953144 |
| Prior Transfer Date | Nov 4, 2019 |
| Prior Transfer Doc | 0000053145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 24, 2026 |
| Property Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Number | 0000029094 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202629094 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Number | 0000029094, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202629094 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Number | 0000044837 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021044837 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 8, 2019 |
| Property Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Number | 0000053144 |
| Map Reference | MB 6 PG 101 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 2019053144 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 8, 2019 |
| Property Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Number | 0000053145 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 53145 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 35 VERDE WAY ROYAL OAKS CA 950765420, ROYAL OAKS, CA 95076-5420 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 1, 2019 |
| Property Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Number | 0000012398 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 12398 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22673 INDIAN SPRINGS RD SALINAS CA 939089604, SALINAS, CA 93908-9604 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 1, 2019 |
| Property Address | 35 VERDE WAY, ROYAL OAKS, CA 95076-5420 |
| Document Number | 0000012399 |
| Map Reference | MB 6 PG 101 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019012399 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 655 APPLE BLOSSOM CT, WATSONVILLE, CA 95076-0802 |
| Document Number | 0000012400 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2019012400 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $780,858 (+2%) Land $362,541 Building $418,317 | |
| 2025 | $9,964.00 (+22.33%) | $765,548 (+4.04%) Land $355,433 Building $410,115 |
| 2023 | $8,145.00 (+1.72%) | $735,823 Land $341,632 Building $394,191 |
| 2022 | $8,007.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1995–2023) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PSMCSD - SUNNY MESA serves 880 people · EPA ID CA2700773 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Also Mapped Here | PSMCSD - PAJARO |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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