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5 Upper Flat Rock Rd, Delmar, NY 12054 Property Records

Albany County and New Scotland Town property record for 5 Upper Flat Rock Rd, Delmar, NY 12054 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,336 sqft · built 1810
Lot Size7.59 acres (331,056 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Aug 2011)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN013489 106.-1-28

Property Details

APN / Parcel Number

Primary APN013489 106.-1-28
Alternative APNs
  • 348910600000010280000000
  • 10600000010280000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,336 sqft Living Area
1st Floor Area1,664 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1810
Architectural StyleColonial
Exterior MaterialWood
Lot Area331,056 sqft (7.59 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number10600000010280000000
Old Parcel Number348910600000010280000000
Street Address5 UPPER FLAT ROCK RD
CityDELMAR
StateNY
Zip12054-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.-18-5 DEL TURNPIKE WILKIE RESIDENCE
Legal Block1
Legal Lot Number28.000
JurisdictionALBANY NY
Township / Civil DivisionNEW SCOTLAND
Census Block Group2
Census Block2037
Census Tract14502

Owner

Source: Albany County and New Scotland Town records · APN 013489 106.-1-28

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5 UPPER FLAT ROCK RD, DELMAR, NY 12054-5227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2011 · Amount on Record
Deed SaleAug 30, 2011 · Amount on Record
Deed Document Number10949886
Deed Book / Page3013 / 0136
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5 UPPER FLAT ROCK RD, DELMAR, NY 12054-5227
Document Number0000018338
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedSep 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 UPPER FLAT ROCK RD DELMAR NY 120545227, DELMAR, NY 12054-5227

Mortgage

Document Number0000018338
DateAug 16, 2018
Instrument18338
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 15, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and New Scotland Town records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionNew Scotland Town
Unified School DistrictBethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$217,500 (-) Land $49,300 Building $168,200$334,600 (+13.85%) Land $75,843 Building $258,757
2023$217,500 Land $49,300 Building $168,200$293,900 Land $66,617 Building $227,283

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010145022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims6 (2004–2011)
Claims Outside the SFHA5 of 6
Most Recent ClaimAug 2011, other causes, Hurricane Irene
Claims By Storm
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Hudson Valley WirelessFixed Wireless (licensed-by-rule)200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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