Albany County and New Scotland Town property record for 46 Upper Flat Rock Rd, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,110 sqft · built 1993 |
| Lot Size | 4.74 acres (206,474 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,955 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013489 106.-1-24.221 |
| Primary APN | 013489 106.-1-24.221 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| 2nd Floor Area | 1,055 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 206,474 sqft (4.74 acres) |
| Lot Width | 208 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10600000010242210000 |
|---|---|
| Street Address | 46 UPPER FLAT ROCK RD |
| City | DELMAR |
| State | NY |
| Zip | 12054-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 24.221 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | NEW SCOTLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 14502 |
Source: Albany County and New Scotland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 UPPER FLAT ROCK RD, DELMAR, NY 12054-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Albany County and New Scotland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | New Scotland Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,955.00 | ||
| 2025 | $292,500 (-) Land $39,600 Building $252,900 | $450,000 (+13.84%) Land $60,923 Building $389,077 | |
| 2023 | $292,500 Land $39,600 Building $252,900 | $395,300 Land $53,518 Building $341,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2004–2011) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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