Albany County and New Scotland Town property record for 14 Upper Flat Rock Rd, Delmar, NY 12054
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,788 sqft · built 1970 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,561 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 013489 106.-2-27.1 |
| Primary APN | 013489 106.-2-27.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,788 sqft Total Area |
| 1st Floor Area | 1,894 sqft |
| 2nd Floor Area | 1,894 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 95,832 sqft (2.2 acres) |
| Lot Width | 355 ft Width |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10600000020270010000 |
|---|---|
| Street Address | 14 UPPER FLAT ROCK RD |
| City | DELMAR |
| State | NY |
| Zip | 12054-5206 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RA |
| Legal Block | 2 |
| Legal Lot Number | 27.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | NEW SCOTLAND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 14502 |
14 Upper Flat Rock Rd, a triplex, is owned by two individuals.
Source: Albany County and New Scotland Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 NANCY LN, VOORHEESVILLE, NY 12186-9524 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 14 UPPER FLAT ROCK RD, DELMAR, NY 12054-5206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 5 NANCY LN, VOORHEESVILLE, NY 12186-9524 |
| Document Number | 0000000097 |
|---|---|
| Date | May 22, 2023 |
| Instrument | R2023-9097 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 14 Upper Flat Rock Rd was $4,561.
Source: Albany County and New Scotland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | New Scotland Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,561.00 | ||
| 2025 | $149,000 Land $37,600 Building $111,400 | $229,200 Land $57,838 Building $171,362 | |
| 2023 | $149,000 Land $37,600 Building $111,400 | $201,400 Land $50,823 Building $150,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Upper Flat Rock Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2004–2011) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Upper Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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