5 Tree Top Ln, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 5 Tree Top Ln, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	4,450 sqft · built 1998
Lot Size	0.495 acres (21,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Jul 2023)
Tax Bill	$26,330 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2023 Transfer + 1 more
APN	`05-00035-0000-00008-03`

Property Details

APN / Parcel Number

Primary APN	`05-00035-0000-00008-03`
Alternative APN	`05000350000000080003`

Interior

Building Area	4,450 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	21,549 sqft (0.495 acres)

Location & Zoning

Street Address	5 TREE TOP LN
City	CHATHAM
State	NJ
Zip	07928-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	ROLLING HILL VISTAS
Legal Block	35
Legal Lot Number	8.3
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2002
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jan 13, 2023	Intrafamily Transfer, Transfer
Jun 22, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	202326883
Deed Book / Page	24629 / 1968
Prior Transfer Date	Jan 6, 2023
Prior Transfer Doc	0245551110
Record Updated	Oct 29, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 21, 2023
Property Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034
Document Number	0246291968
Book / Page	24629 / 1968
Instrument Date	Jul 13, 2023
Instrument	2023026883
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ACRES LAND TITLE AGENCY INC, ACRES LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7004 KENNEDY BLVD E, WEST NEW YORK, NJ 07093-5029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034

Mortgage

Document Number	2023026884
Date	Jul 21, 2023
Instrument	2023026884

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	Jan 13, 2023
Property Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034
Document Number	0245551110
Book / Page	24555 / 1110
Instrument Date	Jan 6, 2023
Instrument	2023001707
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 22, 2018
Property Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034
Document Number	0233661280
Book / Page	23366 / 1280
Instrument Date	Jun 12, 2018
Instrument	2018034536
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	UNITAS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 PROSPECT AVE, 540, PRINCETON, NJ 08540-4033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TREE TOP LN, CHATHAM, NJ 07928-1034

Mortgage

Document Number	2018034537
Date	Jun 22, 2018
Instrument	2018034537

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,323,800 (-) Land $624,500 Building $699,300	$1,323,800 (-) Land $624,500 Building $699,300
2025		$1,323,800 (-) Land $624,500 Building $699,300	$1,323,800 (-) Land $624,500 Building $699,300
2024	$26,330.00 (+2.21%)
2023		$1,323,800 (-) Land $624,500 Building $699,300	$1,323,800 (-) Land $624,500 Building $699,300
2022	$25,761.00 (+0.78%)	$1,323,800 Land $624,500 Building $699,300	$1,323,800 Land $624,500 Building $699,300
2021	$25,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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