12 Tree Top Ln, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 12 Tree Top Ln, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	4,653 sqft · built 1997
Lot Size	0.463 acres (20,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Aug 2018)
Tax Bill	$27,828 (2024)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
APN	`05-00035-0000-00008-09`

Property Details

APN / Parcel Number

Primary APN	`05-00035-0000-00008-09`
Alternative APN	`05000350000000080009`

Interior

Building Area	4,653 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	20,181 sqft (0.463 acres)

Location & Zoning

Street Address	12 TREE TOP LN
City	CHATHAM
State	NJ
Zip	07928-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	ROLLING HILL VISTAS AMD
Legal Block	35
Legal Lot Number	8.9
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2002
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 TREE TOP LN, CHATHAM, NJ 07928-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	May 7, 1997 · Amount on Record
Deed Document Number	201849167
Deed Book / Page	23407 / 1158
Record Updated	Sep 20, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 29, 2018
Property Address	12 TREE TOP LN, CHATHAM, NJ 07928-1034
Document Number	0234071158
Book / Page	23407 / 1158
Map Reference	MAP5242
Instrument Date	Aug 3, 2018
Instrument	2018049167
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10002 SE SANDPINE LN, 10002, HOBE SOUND, FL 33455-6398

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 TREE TOP LN, CHATHAM, NJ 07928-1034

Mortgage

Document Number	2018049168
Date	Aug 29, 2018
Instrument	2018049168

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,399,100 (-) Land $621,300 Building $777,800	$1,399,100 (-) Land $621,300 Building $777,800
2025		$1,399,100 (-) Land $621,300 Building $777,800	$1,399,100 (-) Land $621,300 Building $777,800
2024	$27,828.00 (+2.21%)
2023		$1,399,100 Land $621,300 Building $777,800	$1,399,100 Land $621,300 Building $777,800
2022	$27,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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