1 Tree Top Ln, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 1 Tree Top Ln, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	4,260 sqft · built 1998
Lot Size	0.535 acres (23,313 sqft)
Owner	2 Individual Names on File
Last Sale	$1,140,000 (Jul 2016)
Tax Bill	$24,882 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
APN	`05-00035-0000-00008-01`

Property Details

APN / Parcel Number

Primary APN	`05-00035-0000-00008-01`
Alternative APN	`05000350000000080001`

Interior

Building Area	4,260 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	23,313 sqft (0.535 acres)

Location & Zoning

Street Address	1 TREE TOP LN
City	CHATHAM
State	NJ
Zip	07928-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	ROLLING HILL VISTAS AMD
Legal Block	35
Legal Lot Number	8.1
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2002
Census Tract	44000

Owner

1 Tree Top Ln is owned and occupied by two individuals who bought it in July 2016.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 TREE TOP LN, CHATHAM, NJ 07928-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2016 · Amount on File
Deed Sale	Jul 15, 2016 · Amount on File
Prior Sale	May 11, 1998 · Amount on File
Deed Document Number	201642137
Deed Book / Page	22944 / 1710
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	1 TREE TOP LN, CHATHAM, NJ 07928-1034
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241851347
Date	Aug 2, 2021
Book Page	24185/1347
Instrument	2021065472

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,251,000 (-) Land $565,700 Building $685,300	$1,251,000 (-) Land $565,700 Building $685,300
2025		$1,251,000 Land $565,700 Building $685,300	$1,251,000 Land $565,700 Building $685,300
2024	$24,882.00
2023		$1,251,000 Land $565,700 Building $685,300	$1,251,000 Land $565,700 Building $685,300
2022	$24,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 Tree Top Ln; there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Tree Top Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tree Top Ln

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