5 Thomas St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 5 Thomas St, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,204 sqft · built 1958
Lot Size0.158 acres (6,891 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Sep 2020)
Tax Bill$8,586 (2025)
Deeds & MortgagesSep 2019 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-15546-0000-00004

Property Details

APN / Parcel Number

Primary APN15-15546-0000-00004
Alternative APNs
  • 151554600004
  • 11325000

Interior

Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area6,891 sqft (0.158 acres)
Lot Dimensions106 ft deep x 65 ft wide

Location & Zoning

Account Number11325000
Street Address5 THOMAS ST
CityOLD BRIDGE
StateNJ
Zip08857-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description65X106
Legal SubdivisionCRESTWOOD SEC 02
Legal Block15546
Legal Lot Number4
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2006
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 THOMAS ST, OLD BRIDGE, NJ 08857-2206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE INC
Sep 17, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 5, 2018Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2020 · Amount on Record
Deed SaleSep 17, 2020 · Amount on Record
Prior SaleOct 5, 2018 · Amount on Record
Deed Document Number202087887
Deed Book / Page18033 / 1754
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address5 THOMAS ST, OLD BRIDGE, NJ 08857-2206
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyABLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072477
DateSep 6, 2019
Book Page17610/0990
Instrument2019072477
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

September 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMIDDLESEX NJ
Recording DateSep 17, 2020
Property Address5 THOMAS ST, OLD BRIDGE, NJ 08857-2206
Document Number2020087887
Book / Page18033 / 1754
Instrument DateSep 4, 2020
Instrument2020087887
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyPLAZA ABSTRACT SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 THOMAS ST, 5, OLD BRIDGE, NJ 08857-2206

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 THOMAS ST, OLD BRIDGE, NJ 08857-2206

Mortgage

Document Number2020087888
DateSep 17, 2020
Instrument2020087888
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateOct 5, 2018
Property Address5 THOMAS ST, OLD BRIDGE, NJ 08857-2206
Document Number201800087549
Book / Page17317 / 0558
Map ReferenceCASE2291-946
Instrument DateSep 25, 2018
Instrument201800087549
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyTRIDENT ABSTRACT TITLE AGENC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,027.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 THOMAS ST, 5, OLD BRIDGE, NJ 08857-2206

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 THOMAS ST, OLD BRIDGE, NJ 08857-2206

Mortgage

Document Number201800087550
DateOct 5, 2018
Instrument201800087550
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,200 (-) Land $72,100 Building $66,100$138,200 (-) Land $72,100 Building $66,100
2025$8,586.00 (+10.02%)$138,200 (-) Land $72,100 Building $66,100$138,200 (-) Land $72,100 Building $66,100
2024$7,804.00 (+6.7%)
2023$138,200 Land $72,100 Building $66,100$138,200 Land $72,100 Building $66,100
2022$7,314.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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