3 Thomas St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 3 Thomas St, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,373 sqft · built 1958
Lot Size0.163 acres (7,083 sqft)
Owner2 Individual Names on Record
Last Sale$368,000 (Jul 2006)
Tax Bill$8,717 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-15546-0000-00005

Property Details

APN / Parcel Number

Primary APN15-15546-0000-00005
Alternative APNs
  • 151554600005
  • 11326000

Interior

Stories1 Story
Building Area1,373 sqft Living Area
1st Floor Area1,373 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area7,083 sqft (0.163 acres)
Lot Dimensions109 ft deep x 65 ft wide

Location & Zoning

Account Number11326000
Street Address3 THOMAS ST
CityOLD BRIDGE
StateNJ
Zip08857-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description65X109
Legal SubdivisionCRESTWOOD SEC 02
Legal Block15546
Legal Lot Number5
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2006
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 THOMAS ST, OLD BRIDGE, NJ 08857-2206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Dec 3, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
May 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2006 · Amount on Record
Deed SaleJul 11, 2006 · Amount on Record
Prior SaleMar 6, 1999 · Amount on Record
Deed Book / Page5690 / 473
Last Transfer DateOct 27, 2021
Transfer Doc0000147595
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address3 THOMAS ST, OLD BRIDGE, NJ 08857-2206
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066012
DateOct 29, 2025
Book Page19862/735
Instrument2025066012
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDDLESEX NJ
Recording DateDec 3, 2021
Property Address3 THOMAS ST, OLD BRIDGE, NJ 08857-2206
Document Number0000147595
Book / Page18734 / 415
Instrument DateOct 27, 2021
Instrument2021147595
Transaction TypeTransfer
Record UpdatedDec 29, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 THOMAS ST, OLD BRIDGE, NJ 08857-2206

Mortgage

Document Number0000147596
DateDec 3, 2021
Instrument2021147596
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueNov 1, 2041

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address3 THOMAS ST, OLD BRIDGE, NJ 08857-2206
Document Number0000049694
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018
Title CompanyTITLE 365- NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 THOMAS ST OLD BRIDGE NJ 088572206, OLD BRIDGE, NJ 08857-2206

Mortgage

Document Number0000049694
DateJun 5, 2018
Book Page017199/001303
Instrument49694
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 4, 2038

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,300 (-) Land $69,300 Building $71,000$140,300 (-) Land $69,300 Building $71,000
2025$8,717.00 (+10.04%)$140,300 (-) Land $69,300 Building $71,000$140,300 (-) Land $69,300 Building $71,000
2024$7,922.00 (+6.68%)
2023$140,300 Land $69,300 Building $71,000$140,300 Land $69,300 Building $71,000
2022$7,426.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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