4 Thomas St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 4 Thomas St, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,512 sqft · built 1958
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$366,000 (Jan 2020)
Tax Bill$9,481 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-15545-0000-00002

Property Details

APN / Parcel Number

Primary APN15-15545-0000-00002
Alternative APNs
  • 151554500002
  • 11323000

Interior

Stories2 Stories
Building Area1,512 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide

Location & Zoning

Account Number11323000
Street Address4 THOMAS ST
CityOLD BRIDGE
StateNJ
Zip08857-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description65X100
Legal SubdivisionCRESTWOOD SEC 01
Legal Block15545
Legal Lot Number2
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2005
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 THOMAS ST, OLD BRIDGE, NJ 08857-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 29, 2020Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2020 · Amount on Record
Deed SaleJan 29, 2020 · Amount on Record
Prior SaleAug 20, 2002 · Amount on Record
Deed Document Number20209839
Deed Book / Page17767 / 260
Prior Transfer DateSep 12, 2011
Prior Transfer Doc0000009991
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 THOMAS ST, OLD BRIDGE, NJ 08857-2207
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021060909
DateMay 3, 2021
Book Page18427/1788
Instrument2021060909
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJan 29, 2020
Property Address4 THOMAS ST, OLD BRIDGE, NJ 08857-2207
Document Number2020009839
Book / Page17767 / 0260
Instrument DateJan 22, 2020
Instrument2020009839
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,888.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 THOMAS ST, 4, OLD BRIDGE, NJ 08857-2207

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 THOMAS ST, OLD BRIDGE, NJ 08857-2207

Mortgage

Document Number2020009840
DateJan 29, 2020
Instrument2020009840
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,600 (-) Land $69,000 Building $83,600$152,600 (-) Land $69,000 Building $83,600
2025$9,481.00 (+10.03%)$152,600 (-) Land $69,000 Building $83,600$152,600 (-) Land $69,000 Building $83,600
2024$8,617.00 (+6.69%)
2023$152,600 Land $69,000 Building $83,600$152,600 Land $69,000 Building $83,600
2022$8,077.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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