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5 Thomas Ln, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 5 Thomas Ln, Sterling, MA 01564

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,300 sqft · built 2012
Lot Size0.843 acres (36,716 sqft)
Owner2 Individual Names on File
Tax Bill$8,993 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Nov 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNSTER M:00088 L:014.6

Property Details

APN / Parcel Number

Primary APNSTER M:00088 L:014.6

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,300 sqft Living Area
Gross Area3,896 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,716 sqft (0.843 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5 THOMAS LN
CitySTERLING
StateMA
Zip01564-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number14.6
JurisdictionSTERLING MA
Township / Civil DivisionSTERLING
Census Block Group5
Census Block5030
Census Tract719100

Owner

Source: Worcester County and Sterling Town records · APN STER M:00088 L:014.6

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 THOMAS LN, STERLING, MA 01564-1557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Nov 13, 2017Quit Claim Deed, Transfer
Quitclaim
Nov 13, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2017
Deed SaleNov 13, 2017
Prior SaleNov 01, 2012 · Amount on Record
Deed Book / Page58031 / 165
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address5 THOMAS LN, STERLING, MA 01564-1557
Document Number62011-180
Instrument DateFeb 29, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 THOMAS LN STERLING MA 015641557, STERLING, MA 01564-1557

Mortgage

Document Number62011-180
DateMar 09, 2020
Book Page062011/000180
Instrument24553
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 08, 2050
Interest
Rate TypeAdjustable Rate

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTERLING MA
Recording DateNov 13, 2017
Property Address5 THOMAS LN, STERLING, MA 01564-1557
Document Number58031-165
Book / Page058031 / 000165
Instrument DateOct 06, 2017
Instrument126684
Transaction TypeTransfer
Record UpdatedDec 05, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 THOMAS LN STERLING MA 015641557, STERLING, MA 01564-1557

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTERLING MA
Recording DateNov 13, 2017
Property Address5 THOMAS LN, STERLING, MA 01564-1557
Document Number58031-167
Book / Page058031 / 000167
Instrument DateSep 23, 2017
Instrument126685
Transaction TypeTransfer
Record UpdatedDec 05, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 THOMAS LN STERLING MA 015641557, STERLING, MA 01564-1557

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,993.00 (+1.15%)$698,200 (+4.52%) Land $149,900 Building $548,300$616,170 (+0.34%)
2024$8,891.00 (+8.69%)$668,000 (+16.78%) Land $144,900 Building $523,100$614,080
2023$8,180.00$572,000 Land $137,400 Building $434,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277191005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 39 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2282000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSTERLING WATER DEPARTMENT
serves 6,814 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Feb 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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