3 Thomas Ln, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 3 Thomas Ln, Sterling, MA 01564 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2014
Square Footage	2,248 sqft Living Area
Lot Size	40,257 sqft (0.924 acres)
Occupancy	Owner Occupied
Last Sale	$650,000 (2023)
Tax Bill	$9,059.00 (2025)

Owner

Source: Worcester County and Sterling Town records · APN STER M:00088 L:014.7

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 THOMAS LN, STERLING, MA 01564-1557
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage · Stand Alone Refinance T2 FINANCIAL LLC
Feb 21, 2023	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.
Dec 16, 2020	Deed of Trust, Mortgage · Stand Alone Refinance GUARANTEED RATE INC
Nov 13, 2017	Quit Claim Deed, Transfer Quitclaim Document
Nov 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Nov 13, 2017
Deed Book / Page	68846 / 101
Record Refreshed	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	3 THOMAS LN, STERLING, MA 01564-1557
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071794-335
Date	Mar 31, 2025
Book Page	71794/335
Instrument	24164

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2045

February 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	STERLING MA
Recording Date	Feb 21, 2023
Property Address	3 THOMAS LN, STERLING, MA 01564-1557
Document Number	068846-101
Book / Page	68846 / 101
Instrument Date	Feb 21, 2023
Instrument	14567
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3 THOMAS LN, STERLING, MA 01564-1557

Mortgage

Document Number	0000014568
Date	Feb 21, 2023
Instrument	14568

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	3 THOMAS LN, STERLING, MA 01564-1557
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64000-190
Date	Dec 16, 2020
Book Page	64000/190
Instrument	156770

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 01, 2037

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Nov 13, 2017
Property Address	3 THOMAS LN, STERLING, MA 01564-1557
Document Number	58031-165
Book / Page	058031 / 000165
Instrument Date	Oct 06, 2017
Instrument	126684
Transaction Type	Transfer
Record Updated	Dec 05, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 THOMAS LN STERLING MA 015641557, STERLING, MA 01564-1557

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STERLING MA
Recording Date	Nov 13, 2017
Property Address	3 THOMAS LN, STERLING, MA 01564-1557
Document Number	58031-167
Book / Page	058031 / 000167
Instrument Date	Sep 23, 2017
Instrument	126685
Transaction Type	Transfer
Record Updated	Dec 05, 2017

Transaction

Tax	$0.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 THOMAS LN STERLING MA 015641557, STERLING, MA 01564-1557

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,059.00 (+1.2%)	$703,300 (+4.56%) Land $152,400 Building $550,900	$636,405 (+0.04%)
2024	$8,952.00 (+10.92%)	$672,600 (+19.17%) Land $147,300 Building $525,300	$636,120
2023	$8,071.00	$564,400 Land $139,700 Building $424,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`STER M:00088 L:014.7`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,248 sqft Living Area
Gross Area	4,356 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	40,257 sqft (0.924 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	3 THOMAS LN
City	STERLING
State	MA
Zip	01564-1557
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	14.7
Jurisdiction	STERLING MA
Minor Civil Division	STERLING
Census Blockgroup	5
Census Block	5030
Census Tract	719100

3 Thomas Ln, Sterling, MA 01564 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2023: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Thomas Ln

Nearby Streets

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