4 Thomas Ln, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 4 Thomas Ln, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,467 sqft · built 2005
Lot Size	0.567 acres (24,718 sqft)
Owner	2 Individual Names on File
Last Sale	$384,900 (Aug 2010)
Tax Bill	$8,203 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STER M:00088 L:014.4`

Property Details

APN / Parcel Number

Primary APN	`STER M:00088 L:014.4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,467 sqft Living Area
Gross Area	5,196 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,718 sqft (0.567 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 THOMAS LN
City	STERLING
State	MA
Zip	01564-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SBT HOLDINGS LLC
Legal Lot Number	14.4
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	5
Census Block	5030
Census Tract	719100

Owner

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 794, STERLING, MA 01564-0794
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN
Jun 21, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 4, 2010 · Amount on Record
Deed Sale	Aug 4, 2010 · Amount on Record
Deed Document Number	201082675
Deed Book / Page	46122 / 217
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	4 THOMAS LN, STERLING, MA 01564-1557
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072420-157
Date	Aug 20, 2025
Book Page	72420/157
Instrument	70217

Lender

Name	SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	4 THOMAS LN, STERLING, MA 01564-1557
Document Number	57330-367
Book / Page	057330 / 000367
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57330-367
Date	Jun 28, 2017
Book Page	057330/000367
Instrument	67388

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,203.00 (+2.78%)	$636,900 (+6.22%) Land $142,300 Building $494,600	$622,915 (-6.02%)
2024	$7,981.00 (+5.18%)	$599,600 (+13%) Land $137,500 Building $462,100	$662,815
2023	$7,588.00	$530,600 Land $130,400 Building $400,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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