5 Stuart St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 5 Stuart St, Watertown, MA 02472 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,880 sqft · built 1930
Lot Size0.075 acres (3,267 sqft)
Owner2 Individual Names on File
Last Sale$506,999 (Oct 2014)
Tax Bill$10,323 (2025)
Deeds & MortgagesApr 2021 Refinance
Feb 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34530-11

Property Details

APN / Parcel Number

Primary APN34530-11
Alternative APNs
  • WATE M:0621 B:0013A L:0037B
  • 8214

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,880 sqft Living Area
Gross Area2,753 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,267 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number8214
Street Address5 STUART ST
CityWATERTOWN
StateMA
Zip02472-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPLAN 1779K
Legal Block13A
Legal Lot Number37B
JurisdictionWATERTOWN MA
Township / Civil DivisionWATERTOWN TOWN
Census Block Group3
Census Block3007
Census Tract370101

Owner

Source: Middlesex County and Watertown City records · APN 34530-11

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 STUART ST, WATERTOWN, MA 02472-1629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
METRO CU
Feb 26, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
BAXTER CU
Apr 07, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
METRO CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2014 · Amount on Record
Deed SaleOct 30, 2014 · Amount on Record
Prior SaleJul 29, 2011 · Amount on Record
Deed Book / Page1403 / 43
Transfer Doc0001346-43
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address5 STUART ST, WATERTOWN, MA 02472-1629
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001875871
DateApr 07, 2021
Instrument1875871
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address5 STUART ST, WATERTOWN, MA 02472-1629
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001972535
DateFeb 26, 2025
Instrument1972535
Lender
NameBAXTER CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueMar 01, 2045

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN MA
Property Address5 STUART ST, WATERTOWN, MA 02472-1629
Transaction TypeMortgage
Record UpdatedApr 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1875871
DateApr 07, 2021
Instrument1875871
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWatertown City
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,323.00 (+6.46%)$883,800 (+6.64%) Land $474,000 Building $409,800$946,200 (-4.09%)
2024$9,697.00 (-9.29%)$828,800 (+5.28%) Land $450,000 Building $378,800$986,575
2023$10,690.00$787,200 Land $430,400 Building $356,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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