Middlesex County and Watertown City property record for 19 Stuart St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,764 sqft · built 1970 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $745,000 (May 2017) |
| Tax Bill | $11,290 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34580-28 |
| Primary APN | 34580-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,668 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 8210 |
|---|---|
| Street Address | 19 STUART ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-6 |
| Legal Block | 10 |
| Legal Lot Number | 34 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 370101 |
Source: Middlesex County and Watertown City records · APN 34580-28
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 STUART ST, WATERTOWN, MA 02472-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Aug 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| May 16, 2017 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Prior Sale | Nov 30, 2012 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 19 STUART ST, WATERTOWN, MA 02472-1629 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001890836 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 1890836 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 19 STUART ST, WATERTOWN, MA 02472-1629 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1890836 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 1890836 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 19 STUART ST, WATERTOWN, MA 02472-1629 |
| Document Number | 0001847695 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 19 STUART ST WATERTOWN MA 024721629, WATERTOWN, MA 02472-1629 |
| Document Number | 0001847695 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 1847695 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | May 16, 2017 |
| Property Address | 19 STUART ST, WATERTOWN, MA 02472-1629 |
| Document Number | 0001760411 |
| Instrument Date | May 11, 2017 |
| Instrument | 1760411 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,397.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 STUART ST WATERTOWN MA 024721629, WATERTOWN, MA 02472-1629 |
Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,290.00 (+6.26%) | $966,600 (+6.44%) Land $520,300 Building $446,300 | $1,020,965 |
| 2024 | $10,625.00 (-7.9%) | $908,100 (+6.9%) Land $491,600 Building $416,500 | |
| 2023 | $11,536.00 | $849,500 Land $470,300 Building $379,200 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 599 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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