Middlesex County and Watertown City property record for 24 Stuart St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1920 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Dec 2017) |
| Tax Bill | $11,314 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34600-15 |
| Primary APN | 34600-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 3,978 sqft |
| Basement Area | 1,163 sqft |
| Unfinished Basement | 1,163 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8259 |
|---|---|
| Street Address | 24 STUART ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-6 |
| Legal Block | 4 |
| Legal Lot Number | 41B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 370101 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 STUART ST, WATERTOWN, MA 02472-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK |
| Feb 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NBKC BANK |
| Oct 15, 2018 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TR |
| Dec 7, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST BK |
| Jan 9, 2017 | Deed of Trust, Mortgage · Line of Credit WATERTOWN SVGS BK |
| Mar 9, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2017 · Amount on Record |
| Deed Sale | Dec 7, 2017 · Amount on Record |
| Prior Sale | Mar 9, 2017 |
| Transfer Doc | 0001777006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 24 STUART ST, WATERTOWN, MA 02472-1630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001870397 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 1870397 |
| Name | NBKC BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 24 STUART ST, WATERTOWN, MA 02472-1630 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1870397 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 1870397 |
| Name | NBKC BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 24 STUART ST, WATERTOWN, MA 02472-1630 |
| Document Number | 0000000029 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 24 STUART ST WATERTOWN MA 024721630, WATERTOWN, MA 02472-1630 |
| Document Number | 0000000029 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 29 |
| Name | CAMBRIDGE TR |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 22, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Dec 7, 2017 |
| Property Address | 24 STUART ST, WATERTOWN, MA 02472-1630 |
| Document Number | 0000077006 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 77006 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,827.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24 STUART ST WATERTOWN MA 024721630, WATERTOWN, MA 02472-1630 |
| Document Number | 77007 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 77007 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 24 STUART ST, WATERTOWN, MA 02472-1630 |
| Document Number | 0001752006 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0001752006 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 1752006 |
| Name | WATERTOWN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Mar 9, 2017 |
| Property Address | 24 STUART ST, WATERTOWN, MA 02472-1630 |
| Document Number | 0001755557 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 1755557 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 24 STUART ST WATERTOWN MA 024721630, WATERTOWN, MA 02472-1630 |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,314.00 (+6.19%) | $927,400 (+1.67%) Land $547,900 Building $379,500 | $959,502 (+6.9%) |
| 2025 | $10,654.00 (+9.71%) | $912,200 (+9.9%) Land $547,900 Building $364,300 | $897,560 (+0.82%) |
| 2024 | $9,711.00 (-6.63%) | $830,000 (+8.38%) Land $517,500 Building $312,500 | $890,245 |
| 2023 | $10,400.00 | $765,800 Land $495,000 Building $270,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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