5 Stender Ave, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 5 Stender Ave, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 658 sqft · built 1948
Lot Size0.393 acres (17,107 sqft)
Owner2 Trust Names on File
Tax Bill$1,655 (2025)
Deeds & MortgagesJun 2026 Transfer
Flood ZoneZone AO (high risk)
APN117-351-026-000

Property Details

APN / Parcel Number

Primary APN117-351-026-000
Alternative APN
  • 117-351-026

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area658 sqft Living Area
1st Floor Area658 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area17,107 sqft (0.393 acres)
Garage Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number117-351-026
Street Address5 STENDER AVE
CityROYAL OAKS
StateCA
Zip95076-5240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMP 1 B D SAN CAYETANO RO SUB B OF LOT 170 EXC ELY 1 FT
Legal SubdivisionMP 1 B D SAN CAYETANO RO SUB B
Legal Block2
Legal Lot Number170
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group2
Census Block2002
Census Tract10101

Owner

5 Stender Ave is held in a trust since August 2016.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Trust Names on File
Mailing Address424 PALM AVE, WATSONVILLE, CA 95076-3941
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 23, 2016
Transfer Doc0000049369
Record UpdatedSep 20, 2026

June 2026: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionMONTEREY CA
Recording DateJun 2, 2026
Property Address5 STENDER AVE, ROYAL OAKS, CA 95076-5240
Document Number0000018772
Instrument DateMay 27, 2026
Instrument202618772
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address424 PALM AVE, WATSONVILLE, CA 95076-3941

Tax Assessment & Valuation

The 2025 property tax bill for 5 Stender Ave was $1,655.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$41,702 (+2%) Land $18,719 Building $22,983
2025$1,655.00$40,885 Land $18,352 Building $22,533
2023$880.00 (+2.21%)$39,300 Land $17,641 Building $21,659
2022$861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Stender Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims99 (1995–2023)
Claims Outside the SFHA6 of 99
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Mar 2023 · 40 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Stender Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - PAJARO
serves 3,500 people · EPA ID CA2710020
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Stender Ave

Nearby Streets

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