Monterey County property record for 3 Stender Ave, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 752 sqft · built 1918 |
| Lot Size | 0.201 acres (8,737 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Oct 1995) |
| Tax Bill | $3,915 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer |
| Flood Zone | Zone AO (high risk) |
| APN | 117-351-019-000 |
| Primary APN | 117-351-019-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 752 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,737 sqft (0.201 acres) |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3 STENDER AVE |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MP 1 B D SAN CAYETANO RO SUB A OF LOT 170 |
| Legal Subdivision | MP 1 B D SAN CAYETANO RO SUB A |
| Legal Block | 2 |
| Legal Lot Number | 170 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10101 |
3 Stender Ave is owned by an individual who bought it in October 1995.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 SALINAS RD, ROYAL OAKS, CA 95076-5226 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 1995 · Amount on File |
| Deed Sale | Oct 31, 1995 · Amount on File |
| Deed Document Number | 199560202 |
| Deed Book / Page | 3295 / 1095 |
| Prior Transfer Date | May 8, 1995 |
| Prior Transfer Doc | 0000025307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 23, 2026 |
| Property Address | 3 STENDER AVE, ROYAL OAKS, CA 95076-5240 |
| Document Number | 0000009339 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026009339 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3 Stender Ave was $3,915, up 10.3% from the year before.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $237,195 (+2%) Land $101,654 Building $135,541 | |
| 2025 | $3,915.00 (+10.34%) | $232,545 Land $99,661 Building $132,884 |
| 2024 | $3,548.00 (+27.63%) | |
| 2023 | $2,780.00 (+1.91%) | $223,517 Land $95,792 Building $127,725 |
| 2022 | $2,728.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3 Stender Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 99 (1995–2023) |
| Claims Outside the SFHA | 6 of 99 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Stender Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PSMCSD - PAJARO serves 3,500 people · EPA ID CA2710020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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