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5 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 5 State St, Schenectady, NY 12305 · Last verified April 2026

Property Summary

Property TypeApartments (5+ Units)
Details4,632 sqft · built 1984
Lot Size0.126 acres (5,474 sqft)
OwnerCompany Name on File
Last Sale$460,000 (Feb 2022)
Tax Bill$8,321 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.63-3-33

Property Details

APN / Parcel Number

Primary APN421500 39.63-3-33
Alternative APN
  • 150003906300030330000000

Interior

Units3 Units
Stories2 Stories
Building Area4,632 sqft Gross Area
Basement Area2,316 sqft
Unfinished Basement2,316 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area5,474 sqft (0.126 acres)
Lot Dimensions119 ft deep x 46 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 STATE ST
CitySCHENECTADY
StateNY
Zip12305-1785
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description2 BRICK
Legal Block3
Legal Lot Number33.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1022
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.63-3-33

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6155 FOUNTAIN VALLEY SCHOOL RD, COLORADO SPRINGS, CO 80911-2251
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Prior SaleAug 06, 2002 · Amount on Record
Deed Document Number202210042
Deed Book / Page2079 / 382
Prior Transfer DateFeb 07, 2022
Prior Transfer Doc0000010042
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 25, 2022
Property Address5 STATE ST, SCHENECTADY, NY 12305-1785
Document Number0000010042
Book / Page2079 / 382
Instrument DateFeb 07, 2022
Instrument202210042
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 233, REXFORD, NY 12148-0233

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 EASY ST, TROY, NY 12180-9523

Mortgage

Document Number0000010043
DateFeb 25, 2022
Instrument202210043
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,321.00 (+8.42%)$116,000 (-) Land $19,200 Building $96,800$192,085 (+30.82%) Land $31,793 Building $160,292
2023$116,000 (-) Land $19,200 Building $96,800$146,835 (+3.8%) Land $24,304 Building $122,531
2022$116,000 Land $19,200 Building $96,800$141,463 Land $23,415 Building $118,048
2021$7,675.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930335001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Nearby Flood Policies74 units insured
30 under condo master policies
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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