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22 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 22 State St, Schenectady, NY 12305

Property Summary

Property TypeCommercial
Details2,720 sqft · built 1960
Lot Size0.228 acres (9,933 sqft)
OwnerCompany Name on Record
Tax Bill$714 (2023)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone AE (high risk)
APN421500 39.71-1-2

Property Details

APN / Parcel Number

Primary APN421500 39.71-1-2
Alternative APN
  • 150003907100010020000000

Interior

Stories1 Story
Building Area2,720 sqft Gross Area
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1986
Lot Area9,933 sqft (0.228 acres)
Lot Dimensions140 ft deep x 92.2 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22 STATE ST
CitySCHENECTADY
StateNY
Zip12305-1708
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code05 - COMME
Legal Description1 BLK BUS TERMINAL
Legal Block1
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1027
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address433 STATE ST, SCHENECTADY, NY 12305-2322
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateOct 4, 2021
Property Address22 STATE ST, SCHENECTADY, NY 12305-1708
Document Number0000049030
Book / Page2068 / 481
Instrument DateSep 28, 2021
Instrument202149030
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address499 HURLEY AVE, HURLEY, NY 12443-5119

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 STATE ST, SCHENECTADY, NY 12305-2322
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,000 (-) Land $30,800 Building $4,200$57,957 (+30.82%) Land $51,002 Building $6,955
2023$714.00 (-89.1%) Additional exemption filed$35,000 (-) Land $30,800 Building $4,200$44,304 (+3.8%) Land $38,988 Building $5,316
2022$35,000 Land $30,800 Building $4,200$42,683 Land $37,561 Building $5,122
2021$6,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 44 individual policies
Nearby Flood Policies74 units insured
incl. 30 condo units
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA5 of 11
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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