Schenectady County and Schenectady City property record for 3 State St, Schenectady, NY 12305 · Last verified June 2026
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 12,057 sqft · built 1966 |
| Lot Size | 0.079 acres (3,440 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Mar 2023) |
| Tax Bill | $5,065 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.63-3-34 |
| Primary APN | 421500 39.63-3-34 |
|---|---|
| Alternative APN |
|
| Stories | 4 Stories |
|---|---|
| Building Area | 12,057 sqft Gross Area |
| Basement Area | 2,818 sqft |
| Unfinished Basement | 2,818 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 3,440 sqft (0.079 acres) |
| Lot Dimensions | 80 ft deep x 43 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | 4 BRICK |
| Legal Block | 3 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 33500 |
Source: Schenectady County and Schenectady City records · APN 421500 39.63-3-34
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 365 5TH AVE, TROY, NY 12182-3119 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on Record |
| Deed Sale | Mar 28, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 202317485 |
| Deed Book / Page | 2105 / 288 |
| Prior Transfer Date | Mar 14, 2011 |
| Prior Transfer Doc | 0000012409 |
| Record Updated | Sep 20, 2026 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,065.00 (-3.6%) | $100,000 (-) Land $12,000 Building $88,000 | $165,590 (+30.82%) Land $19,871 Building $145,719 |
| 2023 | $100,000 (-) Land $12,000 Building $88,000 | $126,582 (+3.8%) Land $15,190 Building $111,392 | |
| 2022 | $100,000 Land $12,000 Building $88,000 | $121,951 Land $14,634 Building $107,317 | |
| 2021 | $5,254.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930335001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 44 individual NFIP policies nearby |
| Nearby Flood Policies | 74 units insured 30 under condo master policies |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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