5 Spruce Dr, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 5 Spruce Dr, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,120 sqft · built 1960
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (May 2023)
Tax Bill	$9,909 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:I0027 B:M L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:I0027 B:M L`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	5 SPRUCE DR
City	DOVER
State	NH
Zip	03820-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	M
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2006
Census Tract	81101

Owner

Source: Strafford County and Dover City records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 SPRUCE DR, DOVER, NH 03820-4408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage FIFTH THIRD BANK
May 25, 2023	Fiduciary Deed, Transfer · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Nov 21, 2003 · Amount on Record
Deed Document Number	2023230005922
Deed Book / Page	5112 / 1003
Prior Transfer Date	May 22, 2023
Prior Transfer Doc	05112-1003
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Jul 27, 2026
Property Address	5 SPRUCE DR, DOVER, NH 03820-4408
Document Number	0000009822
Book / Page	5374 / 623
Instrument Date	Jun 4, 2026
Instrument	20269822
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SPRUCE DR, DOVER, NH 03820-4408

Mortgage

Date	Jul 27, 2026

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DOVER CITY NH
Recording Date	May 25, 2023
Property Address	5 SPRUCE DR, DOVER, NH 03820-4408
Document Number	05112-1003
Book / Page	5112 / 1003
Instrument Date	May 22, 2023
Instrument	230005922
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3827 CENTRALOMA DR, SAN DIEGO, CA 92107-2707

Mortgage

Document Number	0230005923
Date	May 25, 2023
Instrument	230005923

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,909.00 (+8.31%)	$503,500 (-) Land $179,500 Building $324,000
2024	$9,149.00 (+5.46%)	$503,500 (+8.54%) Land $179,500 Building $324,000	$495,615
2023	$8,675.00 (+4.63%)	$463,900 (+11.01%) Land $179,500 Building $284,400
2022	$8,291.00	$417,900 Land $161,600 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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