1 Spruce Dr, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 1 Spruce Dr, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Mar 2001)
Tax Bill	$7,156 (2025)
Deeds & Mortgages	Mar 2021 Refinance Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:I0027 B:I L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:I0027 B:I L`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	1 SPRUCE DR
City	DOVER
State	NH
Zip	03820-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Block	I
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2006
Census Tract	81101

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 SPRUCE DR, DOVER, NH 03820-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOLY ROSARY CU
Jun 5, 2018	Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2001 · Amount on Record
Deed Sale	Mar 8, 2001 · Amount on Record
Prior Sale	Aug 29, 1996 · Amount on Record
Deed Book / Page	2281 / 171
Last Transfer Date	Feb 12, 2021
Transfer Doc	0048760115
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER CITY NH
Recording Date	Mar 2, 2021
Property Address	1 SPRUCE DR, DOVER, NH 03820-4408
Document Number	004876-115
Book / Page	4876 / 115
Instrument Date	Feb 12, 2021
Instrument	210004258
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SPRUCE DR, DOVER, NH 03820-4408
Investor	Possibly a Property Investor

Mortgage

Document Number	004876-118
Date	Mar 2, 2021
Book Page	4876/118
Instrument	210004259

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	1 SPRUCE DR, DOVER, NH 03820-4408
Document Number	0046920244
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SPRUCE DR DOVER NH 038204408, DOVER, NH 03820-4408

Mortgage

Document Number	0046920244
Date	Sep 25, 2019
Book Page	004692/000244
Instrument	13184

Lender

Name	HOLY ROSARY CU
Type	Credit Union
Address	ROCHESTER, NH 03867

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 24, 2029

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOVER CITY NH
Property Address	1 SPRUCE DR, DOVER, NH 03820-4408
Document Number	0046120578
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SPRUCE DR DOVER NH 038204408, DOVER, NH 03820-4408

Mortgage

Document Number	0046120578
Date	Oct 31, 2018
Book Page	004612/000578
Instrument	15703

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 30, 2058

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,156.00 (+8.31%)	$363,600 (-) Land $161,500 Building $202,100
2024	$6,607.00 (+6.87%)	$363,600 (+9.98%) Land $161,500 Building $202,100	$360,715
2023	$6,182.00 (+4.64%)	$330,600 (+11.01%) Land $161,500 Building $169,100
2022	$5,908.00	$297,800 Land $145,400 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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