3 Spruce Dr, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 3 Spruce Dr, Dover, NH 03820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,000 sqft · built 1960
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$236,000 (Feb 2020)
Tax Bill$7,358 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDOVR M:I0027 B:S L

Property Details

APN / Parcel Number

Primary APNDOVR M:I0027 B:S L

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address3 SPRUCE DR
CityDOVER
StateNH
Zip03820-4408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal BlockS
JurisdictionDOVER CITY NH
Township / Civil DivisionDOVER
Census Block Group2
Census Block2006
Census Tract81101

Owner

Source: Strafford County and Dover City records · APN DOVR M:I0027 B:S L

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 SPRUCE DR, DOVER, NH 03820-4408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2020Deed of Trust, Mortgage · Conventional with PMI
BANGOR SVGS BK
Feb 19, 2020Warranty Deed, Transfer · Conventional with PMI
BANGOR SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Prior SaleApr 16, 2013 · Amount on Record
Deed Document Number20202513
Deed Book / Page4735 / 80
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address3 SPRUCE DR, DOVER, NH 03820-4408
Document Number0047350082
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedMar 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SPRUCE DR DOVER NH 038204408, DOVER, NH 03820-4408

Mortgage

Document Number0047350082
DateFeb 19, 2020
Book Page004735/000082
Instrument2514
Lender
NameBANGOR SVGS BK
TypeFederal Savings Bank
AddressBANGOR, ME 04402-0400
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOVER CITY NH
Recording DateFeb 19, 2020
Property Address3 SPRUCE DR, DOVER, NH 03820-4408
Document Number0047350080
Book / Page004735 / 000080
Instrument DateFeb 17, 2020
Instrument2513
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 NEW ROCHESTER RD DOVER NH 038202130, DOVER, NH 03820-2130

Mortgage

Document Number47350082
DateFeb 19, 2020
Book Page004735/000082
Instrument2514
Lender
NameBANGOR SVGS BK
TypeFederal Savings Bank
AddressBANGOR, ME 04402-0400
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050

Tax Assessment & Valuation

Source: Strafford County and Dover City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyStrafford County
MunicipalityDover City
Unified School DistrictDover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,358.00 (+8.3%)$373,900 (-) Land $171,000 Building $202,900
2024$6,794.00 (+6.67%)$373,900 (+9.78%) Land $171,000 Building $202,900$345,895
2023$6,369.00 (+4.63%)$340,600 (+11.02%) Land $171,000 Building $169,600
2022$6,087.00$306,800 Land $153,900 Building $152,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cogeco Cable Holdings II
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Communications.

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDOVER WATER DEPT
serves 29,000 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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