5 Spinnaker Ct, Durham, NC 27703 Property Records

Durham County property record for 5 Spinnaker Ct, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,261 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Dec 2021)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0851-40-8146`

Property Details

APN / Parcel Number

Primary APN	`0851-40-8146`
Alternative APNs	`0851-40-81-4623` `085103408136` `165863`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,261 sqft Heated Area
Gross Area	2,661 sqft
1st Floor Area	1,022 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	085103408136
Street Address	5 SPINNAKER CT
City	DURHAM
State	NC
Zip	27703-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 1.630
Legal Description	GROVE PARK/WATERS EDGE/SE C:06/LT#492 PL:000139-000090
Legal Subdivision	GROVE PRK-WATER EDG SEC 6
Legal Block	40
Legal Lot Number	492
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1024
Census Tract	1808

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5408 FIRE PINK WAY, RALEIGH, NC 27613-6594
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPTIAL CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Dec 31, 1997 · Amount on Record
Deed Document Number	0009555343
Deed Book / Page	9555 / 343
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5 SPINNAKER CT, DURHAM, NC 27703-6720
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104600293
Date	Jan 9, 2026
Book Page	10460/293
Instrument	2026160161

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CLAYTON, NC 27520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 9, 2021
Property Address	5 SPINNAKER CT, DURHAM, NC 27703-6720
Document Number	0095550343
Book / Page	9555 / 343
Map Reference	MB 138 PG 59
Instrument Date	Dec 3, 2021
Instrument	2021062846
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5408 FIRE PINK WAY, RALEIGH, NC 27613-6594

Mortgage

Document Number	2021062848
Date	Dec 9, 2021
Instrument	2021062848

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00 (+34.83%)	$408,107 (+78.14%) Land $63,268 Building $344,839	$408,107 (+78.14%) Land $63,268 Building $344,839
2023	$3,000.00 (+2.32%)	$229,088 Land $38,314 Building $190,774	$229,088 Land $38,314 Building $190,774
2022	$2,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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