4 Spinnaker Ct, Durham, NC 27703 Property Records

Durham County property record for 4 Spinnaker Ct, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,089 sqft · built 1997
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0851-40-6054`

Property Details

APN / Parcel Number

Primary APN	`0851-40-6054`
Alternative APNs	`0851-40-60-5497` `085103406056` `165867`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,089 sqft Heated Area
1st Floor Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4 SPINNAKER CT
City	DURHAM
State	NC
Zip	27703-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 1.630
Legal Description	GROVE PARK/WATERS EDGE/SE C:06/LT#488 PL:000139-000090
Legal Subdivision	GROVE PRK-WATER EDG SEC 6
Legal Lot Number	488
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1024
Census Tract	1808

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SPINNAKER CT, DURHAM, NC 27703-6720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 26, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019
Deed Sale	Mar 26, 2019
Prior Sale	Apr 20, 2005 · Amount on Record
Deed Document Number	20199151
Deed Book / Page	8619 / 743
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0086190743
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4 SPINNAKER CT, DURHAM, NC 27703-6720
Document Number	0089160467
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 SPINNAKER CT DURHAM NC 277036720, DURHAM, NC 27703-6720

Mortgage

Document Number	0089160467
Date	Apr 21, 2020
Book Page	008916/000467
Instrument	12684

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 26, 2019
Property Address	4 SPINNAKER CT, DURHAM, NC 27703-6720
Document Number	0086190743
Book / Page	008619 / 000743
Instrument Date	Mar 21, 2019
Instrument	9151
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4 SPINNAKER CT DURHAM NC 277036720, DURHAM, NC 27703-6720

Mortgage

Document Number	86190746
Date	Mar 26, 2019
Book Page	008619/000746
Instrument	9152

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,398.00 (+48.84%)	$387,840 (+76.83%) Land $57,610 Building $330,230	$387,840 (+76.83%) Land $57,610 Building $330,230
2023	$2,283.00 (+2.33%)	$219,325 Land $37,867 Building $181,458	$219,325 Land $37,867 Building $181,458
2022	$2,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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