10 Spinnaker Ct, Durham, NC 27703 Property Records

Durham County property record for 10 Spinnaker Ct, Durham, NC 27703 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,931 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Last Sale	$171,000 (Jan 2002)
Tax Bill	$1,861 (2024)
Deeds & Mortgages	Oct 2025 Transfer Oct 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0851-40-7086`

Property Details

APN / Parcel Number

Primary APN	`0851-40-7086`
Alternative APNs	`0851-40-70-8693` `085103407097` `165865`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,931 sqft Heated Area
1st Floor Area	1,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10 SPINNAKER CT
City	DURHAM
State	NC
Zip	27703-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE PARK/WATERS EDGE/SE C:06/LT#490 PL:000139-000090
Legal Subdivision	GROVE PRK-WATER EDG SEC 6
Legal Lot Number	490
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1024
Census Tract	1808

Owner

Source: Durham County records · APN 0851-40-7086

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10 SPINNAKER CT, DURHAM, NC 27703-6720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Oct 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2002 · Amount on Record
Deed Sale	Jan 17, 2002 · Amount on Record
Prior Sale	Jul 02, 1998 · Amount on Record
Deed Book / Page	3328 / 548
Last Transfer Date	Oct 20, 2025
Transfer Doc	0104070701
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Oct 20, 2025
Property Address	10 SPINNAKER CT, DURHAM, NC 27703-6720
Document Number	0104070701
Book / Page	10407 / 701
Map Reference	MB 138 PG 59
Instrument Date	Oct 20, 2025
Instrument	2025151419
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPINNAKER CT, DURHAM, NC 27703-6720

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	10 SPINNAKER CT, DURHAM, NC 27703-6720
Transaction Type	Mortgage
Record Updated	Nov 02, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SPINNAKER CT, DURHAM, NC 27703-6720

Mortgage

Document Number	0095050926
Date	Oct 25, 2021
Book Page	9505/926
Instrument	2021054355

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	77113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.11%
Type Change Date	Dec 01, 2021
Change Frequency	Annually
Index	1-Year CMT

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	10 SPINNAKER CT, DURHAM, NC 27703-6720
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083720086
Date	Feb 27, 2018
Book Page	8372/086
Instrument	2018006371

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 17, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	10 SPINNAKER CT, DURHAM, NC 27703-6720
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088500508
Date	Jan 16, 2020
Book Page	8850/508
Instrument	2020002041

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 11, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,573 (+75.54%) Land $59,668 Building $315,905	$375,573 (+75.54%) Land $59,668 Building $315,905
2024	$1,861.00 (+32.83%)
2023	$1,401.00 (+2.34%)	$213,947 Land $36,011 Building $177,936	$213,947 Land $36,011 Building $177,936
2022	$1,369.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022, other causes

Wildfire

Wildfire Risk	Low above 3% of the US · above 2% of North Carolina
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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