Worcester County and Westborough Town property record for 5 Smith St, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1984 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,500 (Oct 2020) |
| Tax Bill | $11,071 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0039 B:000069 L:0 |
| Primary APN | WBOR M:0039 B:000069 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 3,430 sqft |
| Basement Area | 1,404 sqft |
| Unfinished Basement | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 SMITH ST |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 69 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 761200 |
5 Smith St is owned and occupied by two individuals who bought it in October 2020.
Source: Worcester County and Westborough Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 27, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | Sep 27, 2019 · Amount on File |
| Deed Book / Page | 63545 / 229 |
| Prior Transfer Date | Oct 16, 2020 |
| Prior Transfer Doc | 063545-229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 5 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065845-330 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65845/330 |
| Instrument | 114776 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Sep 27, 2019 |
| Property Address | 5 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Document Number | 61131-388 |
| Book / Page | 061131 / 000388 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 100874 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,129.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SMITH ST WESTBOROUGH MA 015811723, WESTBOROUGH, MA 01581-1723 |
| Document Number | 61132-1 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 061132/000001 |
| Instrument | 100875 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2049 |
The 2026 property tax bill for 5 Smith St was $11,071, up 2.3% from the year before.
Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,071.00 (+2.35%) | $695,000 (+4.67%) Land $387,100 Building $307,900 | $720,234 (+0.54%) |
| 2025 | $10,817.00 (+5.32%) | $664,000 (+6.09%) Land $361,800 Building $302,200 | $716,395 (+4.74%) |
| 2024 | $10,271.00 (+4.27%) | $625,900 (+7.01%) Land $344,400 Building $281,500 | $684,000 |
| 2023 | $9,850.00 | $584,900 Land $324,800 Building $260,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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