Worcester County and Westborough Town property record for 1 Smith St, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,326 sqft · built 2018 |
| Lot Size | 2.75 acres (120,099 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Apr 2019) |
| Tax Bill | $20,566 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Dec 2019 Refinance + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | WBOR M:0039 B:000070 L:0 |
| Primary APN | WBOR M:0039 B:000070 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,326 sqft Living Area |
| Gross Area | 6,242 sqft |
| Basement Area | 1,652 sqft |
| Unfinished Basement | 1,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 120,099 sqft (2.75 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1 SMITH ST |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 70 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 761200 |
Source: Worcester County and Westborough Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Dec 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU |
| Apr 10, 2019 | Quit Claim Deed, Transfer METRO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 201931176 |
| Deed Book / Page | 60254 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 1 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64403-289 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 64403/289 |
| Instrument | 17577 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 1 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61629-216 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 61629/216 |
| Instrument | 138993 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Apr 10, 2019 |
| Property Address | 1 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Document Number | 60254-299 |
| Book / Page | 060254 / 000299 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 31176 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 SMITH ST WESTBOROUGH MA 015811723, WESTBOROUGH, MA 01581-1723 |
| Document Number | 60254-303 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 060254/000303 |
| Instrument | 31178 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Apr 9, 2044 |
Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,566.00 (+5.72%) | $1,291,000 (+8.11%) Land $413,200 Building $877,800 | $1,382,279 (+8.27%) |
| 2025 | $19,454.00 (+4.55%) | $1,194,200 (+5.32%) Land $387,900 Building $806,300 | $1,276,705 (+9.07%) |
| 2024 | $18,607.00 (+3.41%) | $1,133,900 (+6.12%) Land $370,500 Building $763,400 | $1,170,495 |
| 2023 | $17,994.00 | $1,068,500 Land $350,900 Building $717,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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