Worcester County and Westborough Town property record for 7 Smith St, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,626 sqft · built 2000 |
| Lot Size | 1.14 acres (50,003 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $799,900 (Aug 2019) |
| Tax Bill | $17,870 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance May 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0039 B:00056B L:0 |
| Primary APN | WBOR M:0039 B:00056B L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,626 sqft Living Area |
| Gross Area | 7,651 sqft |
| Basement Area | 2,032 sqft |
| Unfinished Basement | 2,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,003 sqft (1.14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 7 SMITH ST |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 56B |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 761200 |
Source: Worcester County and Westborough Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| May 11, 2021 | Deed of Trust, Mortgage · Line of Credit ENVISION BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Dec 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 8, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Nov 1, 2017 | Quit Claim Deed, Transfer ALLY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Prior Sale | Nov 1, 2017 · Amount on File |
| Deed Document Number | 201978944 |
| Deed Book / Page | 60850 / 360 |
| Last Transfer Date | Dec 14, 2019 |
| Transfer Doc | 61669-193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 064737-119 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 64737/119 |
| Instrument | 39144 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 065136-336 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 65136/336 |
| Instrument | 64780 |
| Name | ENVISION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | METROPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 62346-148 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 62346/148 |
| Instrument | 46035 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Dec 30, 2019 |
| Property Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Document Number | 61669-193 |
| Book / Page | 061669 / 000193 |
| Instrument Date | Dec 14, 2019 |
| Instrument | 142438 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7 SMITH ST WESTBOROUGH MA 015811723, WESTBOROUGH, MA 01581-1723 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Aug 8, 2019 |
| Property Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Document Number | 60850-360 |
| Book / Page | 60850 / 360 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 78944 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | METROPOLITAN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Document Number | 78945 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 78945 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Nov 1, 2017 |
| Property Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Document Number | 57980-53 |
| Book / Page | 57980 / 53 |
| Instrument | 122275 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.59 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 SMITH ST, WESTBOROUGH, MA 01581-1723 |
| Document Number | 579800057 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 57980/0057 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,870.00 (+3.57%) | $1,121,800 (+5.91%) Land $389,000 Building $732,800 | $1,241,084 (+3.35%) |
| 2025 | $17,254.00 (+3.72%) | $1,059,200 (+4.49%) Land $363,700 Building $695,500 | $1,200,800 (+6.06%) |
| 2024 | $16,635.00 (+9.58%) | $1,013,700 (+12.45%) Land $346,300 Building $667,400 | $1,132,210 |
| 2023 | $15,181.00 | $901,500 Land $326,700 Building $574,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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