Caroline County property record for 5 Ridgeway Dr, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,468 sqft · built 2013 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,555 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-032250 |
| Primary APN | 07-032250 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,468 sqft Total Area |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Basement |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 032250 |
|---|---|
| Street Address | 5 RIDGEWAY DR |
| City | RIDGELY |
| State | MD |
| Zip | 21660-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 10,000 SF L-3 N/S RIDGEWAY DR RIDGEWAY ESTATES |
| Legal Subdivision | RIDGEWAY ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 955201 |
Source: Caroline County assessment roll, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 RIDGEWAY DR, RIDGELY, MD 21660-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 |
| Deed Sale | Oct 14, 2025 |
| Prior Sale | Sep 15, 2016 · Amount on Record |
| Deed Book / Page | 1752 / 362 |
| Prior Transfer Date | Aug 23, 2025 |
| Prior Transfer Doc | 0017520362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Oct 14, 2025 |
| Property Address | 5 RIDGEWAY DR, RIDGELY, MD 21660-1953 |
| Document Number | 0017520362 |
| Book / Page | 1752 / 362 |
| Map Reference | LB 660 FO 44 |
| Instrument Date | Aug 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 RIDGEWAY DR, RIDGELY, MD 21660-1953 |
| Document Number | 0001752366 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 1752/366 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2055 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,333 (+9.05%) | $290,600 (-) Land $35,000 Building $255,600 | |
| 2025 | $3,555.00 (+4.5%) Homeowner's exemption | $246,067 (+10.67%) | $290,600 (+29.85%) Land $35,000 Building $255,600 |
| 2023 | $3,402.00 Homeowner's exemption | $222,333 | $223,800 Land $35,000 Building $188,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2012) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Choptank Electric Cooperative.
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