4 Ridgeway Dr, Ridgely, MD 21660 Property Records

Caroline County property record for 4 Ridgeway Dr, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,488 sqft · built 2009
Lot Size	0.233 acres (10,170 sqft)
Owner	Individual Name on Record
Last Sale	$101,750 (Jul 2021)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-032323`

Property Details

APN / Parcel Number

Primary APN	`07-032323`
Alternative APN	`032323`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,170 sqft (0.233 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032323
Street Address	4 RIDGEWAY DR
City	RIDGELY
State	MD
Zip	21660-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	10,170 SF L-11 S/S RIDGEWAY DR RIDGEWAY ESTATES
Legal Subdivision	RIDGEWAY ESTATES
Legal Lot Number	11
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1035
Census Tract	955201

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 RIDGEWAY DR, RIDGELY, MD 21660-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed, Transfer · Commercial Mortgage CNB
Jul 23, 2021	Intrafamily Transfer, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	May 20, 2009 · Amount on Record
Deed Book / Page	1510 / 119
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	0015100115
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 23, 2021
Property Address	4 RIDGEWAY DR, RIDGELY, MD 21660-1950
Document Number	0015100119
Book / Page	1510 / 119
Map Reference	LB 12 FO 82
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGEWAY DR, RIDGELY, MD 21660-1950
Investor	Possibly a Property Investor

Mortgage

Document Number	0001510124
Date	Jul 23, 2021
Instrument	1510/124

Lender

Name	CNB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE MD
Recording Date	Jul 23, 2021
Property Address	4 RIDGEWAY DR, RIDGELY, MD 21660-1950
Document Number	0015100115
Book / Page	1510 / 115
Map Reference	LB 12 FO 82
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDGEWAY DR, RIDGELY, MD 21660-1950

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,900 (+8.81%)	$288,500 (-) Land $35,000 Building $253,500
2025	$3,698.00 (+11.39%)	$245,300 (+13.06%)	$288,500 (+28.97%) Land $35,000 Building $253,500
2023	$3,320.00	$216,967	$223,700 Land $35,000 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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