1 Ridgeway Dr, Ridgely, MD 21660 Property Records

Caroline County property record for 1 Ridgeway Dr, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,303 sqft · built 2008
Lot Size	0.234 acres (10,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2023)
Tax Bill	$5,216 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-032234`

Property Details

APN / Parcel Number

Primary APN	`07-032234`
Alternative APN	`032234`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,303 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,177 sqft (0.234 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	227 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	032234
Street Address	1 RIDGEWAY DR
City	RIDGELY
State	MD
Zip	21660-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	10,177 SF L-1 N/S RIDGEWAY DR RIDGEWAY ESTATES
Legal Subdivision	RIDGEWAY ESTATES
Legal Lot Number	1
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1031
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 RIDGEWAY DR, RIDGELY, MD 21660-1953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed, Transfer · FHA Mortgage PRIMELENDING
May 19, 2023	Deed, Transfer NOT AVAILABLE, BRILLIANT TITLE
Feb 8, 2017	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Book / Page	1649 / 371
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 30, 2023
Property Address	1 RIDGEWAY DR, RIDGELY, MD 21660-1953
Document Number	0016490371
Book / Page	1649 / 371
Map Reference	MB FDM 12 PG 82
Instrument Date	Oct 16, 2023
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	NRETS LLC DBA ENDEAVOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 RIDGEWAY DR, RIDGELY, MD 21660-1953

Mortgage

Document Number	0016490378
Date	Oct 30, 2023
Instrument	1649-0378

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0016490399
Date	Oct 30, 2023
Book Page	1649/399

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 19, 2023
Property Address	1 RIDGEWAY DR, RIDGELY, MD 21660-1953
Document Number	0016290178
Book / Page	1629 / 178
Map Reference	MB 12 PG 82
Instrument Date	May 15, 2023
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	NOT AVAILABLE, BRILLIANT TITLE

Transaction

Amount	Amount Recorded
Tax	$1,380.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 COON BOX RD, CENTREVILLE, MD 21617-2421

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Feb 8, 2017
Property Address	1 RIDGEWAY DR, RIDGELY, MD 21660-1953
Document Number	0012440057
Book / Page	1244 / 057
Map Reference	MB FDM12 PG82
Instrument Date	Jan 2, 2017
Instrument	1244-057
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 WRIGHTON RD, LOTHIAN, MD 20711-9741

Mortgage

Document Number	1244063
Date	Feb 8, 2017
Instrument	1244-063

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,216.00 (+5.31%)	$350,600 (+21.19%)	$372,600 (+21.53%) Land $35,000 Building $337,600
2025	$4,953.00 (+11.91%)
2023	$4,426.00	$289,300	$306,600 Land $35,000 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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