St. Charles County property record for 5 Rainier Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,637 sqft · built 2003 |
| Lot Size | 4.21 acres (183,388 sqft) |
| Owner | Individual Name on File |
| Last Sale | $990,000 (Feb 2025) |
| Tax Bill | $9,871 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | A982000771 |
| Primary APN | A982000771 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,637 sqft Living Area |
| Gross Area | 6,808 sqft |
| 1st Floor Area | 2,224 sqft |
| Basement Area | 2,210 sqft |
| Finished Basement | 1,989 sqft |
| Unfinished Basement | 221 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Lot Area | 183,388 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 950 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 190 sqft |
| Account Number | A982000771 |
|---|---|
| Street Address | 5 RAINIER CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | SUMMIT EST LOT 5 |
| Legal Subdivision | SUMMIT EST |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 312095 |
Source: St. Charles County records · APN A982000771
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 RAINIER CT, O FALLON, MO 63366-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 26, 2024 | Intrafamily Transfer, Transfer |
| Jan 22, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Nov 08, 2012 · Amount on Record |
| Deed Document Number | 20256891 |
| Prior Transfer Date | Jan 19, 2024 |
| Prior Transfer Doc | 0000003157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 26, 2024 |
| Property Address | 5 RAINIER CT, O FALLON, MO 63366-4813 |
| Document Number | 0000003157 |
| Map Reference | MB 34 PG 118 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024R-003157 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 RAINIER CT, O FALLON, MO 63366-4813 |
| Name | Verified Name |
|---|---|
| Address | 5 RAINIER CT, O FALLON, MO 63366-4813 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 RAINIER CT, O FALLON, MO 63366-4813 |
| Document Number | 0072230679 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 RAINIER CT ST PAUL MO 633664813, ST PAUL, MO 63366-4813 |
| Document Number | 0072230679 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 007223/000679 |
| Instrument | 59080 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,905 (-) | $852,138 (-) Land $157,875 Building $694,263 | |
| 2025 | $9,871.00 (+6.35%) | $161,905 (+9.38%) | $852,138 (+9.39%) Land $157,875 Building $694,263 |
| 2024 | $9,282.00 | ||
| 2023 | $148,014 | ||
| 2022 | $779,020 Land $157,875 Building $621,145 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2019–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 31 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST PAUL PWS serves 1,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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