1 Rainier Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1 Rainier Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,168 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Jun 2017)
Tax Bill	$7,480 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A982000773`

Property Details

APN / Parcel Number

Primary APN	`A982000773`
Alternative APN	`2-0105-7743-00-0007.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Basement Area	2,132 sqft
Finished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	78 sqft
Patio Area	530 sqft

Location & Zoning

Account Number	A982000773
Old Parcel Number	A982000773
Street Address	1 RAINIER CT
City	O FALLON
State	MO
Zip	63366-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	SUMMIT EST LOT 7
Legal Range	02E
Legal Township	47N
Legal Subdivision	SUMMIT EST
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1 RAINIER CT, O FALLON, MO 63366-4813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage THOMPSON KANE CO LLC
Jun 12, 2017	Warranty Deed, Transfer · ARM THOMPSON KANE & COMPANY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Mar 29, 1999 · Amount on Record
Deed Document Number	0067571442
Deed Book / Page	6757 / 1442
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 RAINIER CT, O FALLON, MO 63366-4813
Document Number	0000094842
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1 RAINIER CT O FALLON MO 633664813, O FALLON, MO 63366-4813

Mortgage

Document Number	0000094842
Date	Dec 4, 2020
Instrument	94842

Lender

Name	THOMPSON KANE CO LLC
Address	MADISON, WI 53717

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 12, 2017
Property Address	1 RAINIER CT, O FALLON, MO 63366-4813
Document Number	0067571442
Book / Page	6757 / 1442
Map Reference	MB 34 PG 118
Instrument Date	Apr 21, 2017
Instrument	20170612000356810
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 CAROLYN JEAN DR, 914, O FALLON, MO 63366-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1 RAINIER CT, O FALLON, MO 63366-4813

Mortgage

Document Number	0067571444
Date	Jun 12, 2017
Book Page	6757/1444
Instrument	20170612000356820

Lender

Name	THOMPSON KANE & COMPANY LLC
Type	Non-Lending Institution
Address	MADISON, WI 53717

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,480.00	$122,702 (+8.97%)	$645,801 (+8.97%) Land $135,000 Building $510,801
2023		$112,603
2022			$592,653 Land $135,000 Building $457,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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