3 Rainier Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 3 Rainier Ct, O Fallon, MO 63366 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,848 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$733,000 (Jul 2021)
Tax Bill	$8,813 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A982000772`

Property Details

APN / Parcel Number

Primary APN	`A982000772`
Alternative APN	`2-0105-7743-00-0006.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,848 sqft Living Area
Gross Area	7,364 sqft
1st Floor Area	3,248 sqft
Basement Area	3,218 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	898 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	438 sqft
Deck Area	Deck Area
Patio Area	784 sqft

Location & Zoning

Account Number	A982000772
Street Address	3 RAINIER CT
City	O FALLON
State	MO
Zip	63366-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT EST LOT 6
Legal Subdivision	SUMMIT EST
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County records · APN A982000772

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3 RAINIER CT, O FALLON, MO 63366-4813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit MRV BANK
Jan 05, 2023	Intrafamily Transfer, Transfer
Jul 27, 2021	Warranty Deed, Transfer · Line of Credit ST JOHNS BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Jul 21, 1998 · Amount on Record
Deed Document Number	202162872
Last Transfer Date	Dec 20, 2022
Transfer Doc	0000000492
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 RAINIER CT, O FALLON, MO 63366-4813
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RAINIER CT, O FALLON, MO 63366-4813

Mortgage

Document Number	0000035573
Date	Aug 31, 2023
Instrument	2023R-035573

Lender

Name	MRV BANK
Type	Bank
Address	SAINTE GENEVIEVE, MO 63670

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 05, 2023
Property Address	3 RAINIER CT, O FALLON, MO 63366-4813
Document Number	0000000492
Map Reference	MB 34 PG 118
Instrument Date	Dec 20, 2022
Instrument	2023R-000492
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3 RAINIER CT, O FALLON, MO 63366-4813

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2021
Property Address	3 RAINIER CT, O FALLON, MO 63366-4813
Document Number	2021R062872
Map Reference	MB 34 PG 118
Instrument Date	Jul 16, 2021
Instrument	2021R-062872
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RAINIER CT, SAINT PAUL, MO 63366-4813

Mortgage

Document Number	2021R062873
Date	Jul 27, 2021
Instrument	2021R-062873

Lender

Name	ST JOHNS BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,813.00	$144,552 (+8.56%)	$760,801 (+8.56%) Land $135,000 Building $625,801
2023		$133,158
2022			$700,832 Land $135,000 Building $565,832

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120952, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 37% of the US · above 29% of Missouri
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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