5 Pratt Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 5 Pratt Dr, Lapeer, MI 48446

Property Summary

Property Type	Condominium
Lot Size	0.337 acres (14,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2026)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-610-005-00`

Property Details

APN / Parcel Number

Primary APN	`008-610-005-00`

Interior

Flooring	Carpet

Exterior

Architectural Style	Condo/Apartment
Lot Area	14,687 sqft (0.337 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5 PRATT DR
City	LAPEER
State	MI
Zip	48446
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	SEC 14 T7N R9E ELBA TWP LAPEER CNTY MI NEPESSING LAKESIDE CONDOMINIUM UNIT 5
Legal Range	09E
Legal Township	07N
Legal Section	14
Legal Subdivision	NEPESSING LAKESIDE CONDO
Legal Unit	5
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2269 BRIDLE TRL, METAMORA, MI 48455-9270
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GREENSTONE FARM CREDIT SERVICES
Sep 19, 2023	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Sep 12, 2018	Quit Claim Deed, Transfer DEVON TITLE COMPANY
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit ELGA CU
Sep 12, 2018	Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Sep 19, 2023 · Amount on Record
Deed Book / Page	3533 / 927
Prior Transfer Date	Aug 15, 2018
Prior Transfer Doc	0029830916
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 24, 2026
Property Address	PRATT RD, LAPEER, MI 48446
Document Number	3533000927
Book / Page	3533 / 927
Instrument Date	Jul 24, 2026
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2269 BRIDLE TRL, METAMORA, MI 48455-9270
Investor	Possibly a Property Investor

Mortgage

Document Number	3533000930,
Date	Jul 24, 2026
Book Page	3533/930

Lender

Name	GREENSTONE FARM CREDIT SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 19, 2023
Property Address	5 PRATT DR, LAPEER, MI 48446
Document Number	0033680404
Book / Page	3368 / 404
Map Reference	LB 2002 PG 575-617
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 N VAN DYKE RD, IMLAY CITY, MI 48444-1171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 12, 2018
Property Address	6 PRATT DR, LAPEER, MI 48446
Document Number	0029830916
Book / Page	002983 / 000916
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	DEVON TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	622 N VAN DYKE RD IMLAY CITY MI 484441171, IMLAY CITY, MI 48444-1171

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	6 PRATT DR, LAPEER, MI 48446
Document Number	0029830918
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3546 S LAPEER RD #B METAMORA MI 484558801, B, METAMORA, MI 48455-8801

Mortgage

Document Number	0029830918
Date	Sep 12, 2018
Book Page	002983/000918

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 12, 2018
Property Address	6 PRATT DR, LAPEER, MI 48446
Document Number	0029830914
Book / Page	002983 / 000914
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,875.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3546 S LAPEER RD #B METAMORA MI 484558801, B, METAMORA, MI 48455-8801

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,000 (-)	$180,000 (-)
2025	$2,432.00 (-2.99%)	$90,000 (+8%)	$180,000 (+8%)
2023		$50,000	$100,000
2022	$2,507.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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