1340 Pratt Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 1340 Pratt Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,482 sqft · built 2019
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2007)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-460-001-00`

Property Details

APN / Parcel Number

Primary APN	`008-460-001-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,482 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1340 PRATT DR
City	LAPEER
State	MI
Zip	48446-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10 08 700 000 00 T7N R9E SUPERVISORS PLAT OF PRATTS LANDING AS RECORDED IN L1 P68 OF LAPEER COUNTY PLATS LOT 1.
Legal Subdivision	SUPRVRS OF PRATTS LANDING
Legal Lot Number	1
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1340 PRATT DR, LAPEER, MI 48446-2933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
Jun 26, 2023	Intrafamily Transfer, Transfer
Feb 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2007 · Amount on Record
Deed Sale	Jul 31, 2007 · Amount on Record
Prior Sale	Jul 6, 1998
Deed Book / Page	2276 / 626
Last Transfer Date	Jun 26, 2023
Transfer Doc	0033560176
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1340 PRATT DR, LAPEER, MI 48446-2933
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 PRATT DR DT, DT, LAPEER, MI 48446-2933

Mortgage

Document Number	0033510670
Date	May 30, 2023
Book Page	3351/670

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 26, 2023
Property Address	1340 PRATT DR, LAPEER, MI 48446-2933
Document Number	0033560176
Book / Page	3356 / 176
Map Reference	LB 1 PG 68
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 PRATT DR, LAPEER, MI 48446-2933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 S MAIN ST APT 2, 2, ROMEO, MI 48065-5189

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Feb 5, 2021
Property Address	1340 PRATT DR, LAPEER, MI 48446-2933
Document Number	0031720556
Book / Page	3172 / 556
Map Reference	LB 1 PG 68
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 PRATT DR, LAPEER, MI 48446-2933

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,500 (+2.99%)	$441,000 (+2.99%)
2025	$4,240.00 (-0.26%) Homeowner's exemption	$214,100 (+26.76%)	$428,200 (+26.76%)
2024	$4,251.00 (+9.48%)
2023		$168,900	$337,800
2022	$3,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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