1369 Pratt Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 1369 Pratt Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1924
Lot Size	0.184 acres (8,015 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Jul 2023)
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-460-032-01`

Property Details

APN / Parcel Number

Primary APN	`008-460-032-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,020 sqft Living Area
1st Floor Area	840 sqft
Flooring	Carpet

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1369 PRATT DR
City	LAPEER
State	MI
Zip	48446-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T7N R9E SUPERVISORS PLAT OF PRATTS LANDING AS RECORDED IN L1 P68 OF LAPEER COUNTY PLATS LOTS 32 & 33.
Legal Range	09E
Legal Township	07N
Legal Section	14
Legal Subdivision	PRATTS LANDING
Legal Lot Number	32-33
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2011
Census Tract	336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1369 PRATT DR, LAPEER, MI 48446-2931
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 29, 2024	Intrafamily Transfer, Transfer
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage ICON MORTGAGE LENDING INC
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Book / Page	3357 / 456
Last Transfer Date	Feb 26, 2024
Transfer Doc	0033890509
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1369 PRATT DR, LAPEER, MI 48446-2931
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 PRATT DR, LAPEER, MI 48446-2931

Mortgage

Document Number	0034900724
Date	Nov 26, 2025
Book Page	3490/724

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	5.5%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Feb 29, 2024
Property Address	1369 PRATT DR, LAPEER, MI 48446-2931
Document Number	0033890509
Book / Page	3389 / 509
Map Reference	LB 1 PG 68
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1369 PRATT DR, LAPEER, MI 48446-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 PRATT DR, LAPEER, MI 48446-2931

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 5, 2023
Property Address	1369 PRATT DR, LAPEER, MI 48446-2931
Document Number	0033570456
Book / Page	3357 / 456
Map Reference	LB 1 PG 68
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1369 PRATT DR, LAPEER, MI 48446-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10164 HAWTHOME RIDGE RD, GOODRICH, MI 48438

Mortgage

Document Number	0033560897
Date	Jun 30, 2023
Book Page	3356/897

Lender

Name	ICON MORTGAGE LENDING INC
Type	Mortgage Company
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 16, 2020
Property Address	1369 PRATT DR, LAPEER, MI 48446-2931
Document Number	0031380030
Book / Page	3138 / 30
Map Reference	LB 1 PG 68
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1370 PRATT DR, 1370, LAPEER, MI 48446-2933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1369 PRATT DR, LAPEER, MI 48446-2931

Mortgage

Document Number	0000313832
Date	Oct 16, 2020
Instrument	3138/32

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,000 (+4.4%)	$128,000 (+4.4%)
2025	$1,342.00 (-9.2%) Homeowner's exemption	$61,300 (+10.05%)	$122,600 (+10.05%)
2024	$1,478.00 (+75.53%)
2023		$55,700	$111,400
2022	$842.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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