Monterey County property record for 5 Overpass Rd, Royal Oaks, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 949 sqft · built 1962 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $525,000 (Sep 2023) |
| Tax Bill | $7,249 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119-212-010-000 |
| Primary APN | 119-212-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 949 sqft Living Area |
| 1st Floor Area | 949 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 8,800 sqft (0.202 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 5 OVERPASS RD |
|---|---|
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAS LOMAS TR 5 SUB 3 POR OF LOT 8 BLK 3 DESC AS PARCEL 1 IN VOL 2117 PG 114 |
| Legal Subdivision | LAS LOMAS |
| Legal Tract | 5 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14601 |
5 Overpass Rd is owned by a company that bought it in September 2023.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 757, WATSONVILLE, CA 95077-0757 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Aug 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Deed Document Number | 202328807 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 0000053630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 18, 2023 |
| Property Address | 5 OVERPASS RD, ROYAL OAKS, CA 95076-5537 |
| Document Number | 0000028807 |
| Map Reference | MB 3 PG 169 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023028807 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 757, WATSONVILLE, CA 95077-0757 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 9, 2021 |
| Property Address | 5 OVERPASS RD, ROYAL OAKS, CA 95076-5537 |
| Document Number | 0000053630 |
| Map Reference | MB 3 PG 169 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021053630 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 OVERPASS RD, ROYAL OAKS, CA 95076-5537 |
| Document Number | 0000053631 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021053631 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 5 Overpass Rd was $7,249, up 10.9% from the year before.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $546,210 (+2%) Land $312,120 Building $234,090 | |
| 2025 | $7,249.00 (+10.86%) | $535,500 Land $306,000 Building $229,500 |
| 2024 | $6,539.00 (+283.74%) | |
| 2023 | $1,704.00 (+1.91%) Homeowner's exemption | $149,334 Land $49,773 Building $99,561 |
| 2022 | $1,672.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 Overpass Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Overpass Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio.
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