3 Overpass Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 3 Overpass Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,644 sqft · built 1963
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (Jun 1997)
Tax Bill	$4,464 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`119-212-011-000`

Property Details

APN / Parcel Number

Primary APN	`119-212-011-000`
Alternative APN	`119-212-011`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	11,250 sqft (0.258 acres)
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	119-212-011
Street Address	3 OVERPASS RD
City	ROYAL OAKS
State	CA
Zip	95076-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAS LOMAS TR 5 SUB 3 POR OF LOT 8 BLK 3 DESC AS PARCEL 2 IN VOL 2117 PG 114
Legal Subdivision	LAS LOMAS
Legal Tract	5
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1000
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 BERRY RD, ROYAL OAKS, CA 95076-5612
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 1997 · Amount on Record
Deed Sale	Jun 13, 1997 · Amount on Record
Prior Sale	Jul 12, 1996
Deed Document Number	199733268
Deed Book / Page	3530 / 1580
Prior Transfer Date	May 10, 1996
Prior Transfer Doc	0033710350
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 28, 2020
Property Address	3 OVERPASS RD, ROYAL OAKS, CA 95076-5537
Document Number	0000077728
Instrument Date	Dec 15, 2020
Instrument	77728
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	397 BERRY RD ROYAL OAKS CA 950765612, ROYAL OAKS, CA 95076-5612

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 28, 2020
Property Address	3 OVERPASS RD, ROYAL OAKS, CA 95076-5537
Document Number	0000077729
Map Reference	MB 3 PG 169
Instrument Date	Dec 15, 2020
Instrument	2020077729
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 OVERPASS RD, ROYAL OAKS, CA 95076-5537

Mortgage

Document Number	0000077730
Date	Dec 28, 2020
Instrument	2020077730

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$303,508 (+2%) Land $107,972 Building $195,536
2025	$4,464.00 (+15.44%)	$297,557 (+4.04%) Land $105,855 Building $191,702
2023	$3,867.00 (+8.05%)	$286,005 Land $101,746 Building $184,259
2022	$3,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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