24 Overpass Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 24 Overpass Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 817 sqft · built 1949
Lot Size	0.203 acres (8,825 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (May 2015)
Tax Bill	$7,346 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-191-006-000`

Property Details

APN / Parcel Number

Primary APN	`119-191-006-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	817 sqft Living Area
1st Floor Area	817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,825 sqft (0.203 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	24 OVERPASS RD
City	ROYAL OAKS
State	CA
Zip	95076-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS LOMAS TR 5 SUB 3 POR OF LOT 1 OF SUB A OF LOT 11 BLK 1 AS DESC IN R409 PG 954
Legal Subdivision	LAS LOMAS
Legal Tract	5
Legal Block	1
Legal Lot Number	1,11
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1001
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 OVERPASS RD, ROYAL OAKS, CA 95076-5526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 10, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2015 · Amount on Record
Deed Sale	May 22, 2015 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Document Number	201526878
Last Transfer Date	Aug 31, 2021
Transfer Doc	0000059836
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 7, 2021
Property Address	24 OVERPASS RD, ROYAL OAKS, CA 95076-5526
Document Number	0000059836
Instrument Date	Aug 31, 2021
Instrument	2021059836
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 OVERPASS RD, ROYAL OAKS, CA 95076-5526

Mortgage

Document Number	0000059837
Date	Sep 7, 2021
Instrument	2021059837

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	24 OVERPASS RD, ROYAL OAKS, CA 95076-5526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069209
Date	Dec 15, 2017
Instrument	2017069209

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 1, 2020
Property Address	24 OVERPASS RD, ROYAL OAKS, CA 95076-5526
Document Number	0000031643
Instrument Date	Jul 1, 2020
Instrument	31643
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 OVERPASS RD ROYAL OAKS CA 950765526, ROYAL OAKS, CA 95076-5526

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 10, 2020
Property Address	24 OVERPASS RD, ROYAL OAKS, CA 95076-5526
Document Number	0000027589
Instrument Date	Jun 4, 2020
Instrument	27589
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24 OVERPASS RD ROYAL OAKS CA 950765526, ROYAL OAKS, CA 95076-5526

Mortgage

Document Number	27590
Date	Jun 10, 2020
Instrument	27590

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,864 (+2%) Land $405,912 Building $156,952
2025	$7,346.00 (+10.88%) Homeowner's exemption	$551,828 (+4.04%) Land $397,953 Building $153,875
2024	$6,625.00 (+13.89%)
2023	$5,817.00 (+1.77%) Homeowner's exemption	$530,400 Land $382,500 Building $147,900
2022	$5,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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