5 Osborne Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 5 Osborne Ter, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details1,355 sqft · built 1935
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (May 2016)
Tax Bill$8,433 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN14-01311-0000-00032

Property Details

APN / Parcel Number

Primary APN14-01311-0000-00032
Alternative APNs
  • 1400495000000009
  • 140131100032

Interior

Building Area1,355 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleBungalow
Lot Area6,229 sqft (0.143 acres)

Location & Zoning

Old Parcel Number1400495000000009
Street Address5 OSBORNE TER
CityWAYNE
StateNJ
Zip07470-4327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCEDARCLIFFE
Legal Block1311
Legal Lot Number32
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1006
Census Tract246203

Owner

5 Osborne Ter is owned and occupied by an individual who bought it in May 2016.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address5 OSBORNE TER, WAYNE, NJ 07470-4327
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2016 · Amount on File
Deed SaleMay 4, 2016 · Amount on File
Deed Document Number201619703
Deed Book / Page2817 / 53
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address5 OSBORNE TER, WAYNE, NJ 07470-4327
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyPUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033583
DateMay 18, 2021
Book PageM17129/52
Instrument2021033583
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5 Osborne Ter was $8,433, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,600 (-) Land $90,900 Building $49,700$140,600 (-) Land $90,900 Building $49,700
2025$8,433.00 (+0.87%)$140,600 Land $90,900 Building $49,700$140,600 Land $90,900 Building $49,700
2024$8,360.00
2023$140,600 Land $90,900 Building $49,700$140,600 Land $90,900 Building $49,700
2022$7,949.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Osborne Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims23 (1979–2012)
Claims Outside the SFHA9 of 23
Most Recent ClaimJul 2012 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Osborne Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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