3 Osborne Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 3 Osborne Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,816 sqft · built 2003
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2001)
Tax Bill	$24,430 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01311-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`14-01311-0000-00033`
Alternative APNs	`1400495000000010` `140131100033`

Interior

Building Area	3,816 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Old Parcel Number	1400495000000010
Street Address	3 OSBORNE TER
City	WAYNE
State	NJ
Zip	07470-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1311
Legal Lot Number	33
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1006
Census Tract	246203

Owner

3 Osborne Ter is owned and occupied by an individual who acquired it in May 2019.

Source: Passaic County and Wayne Township records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 OSBORNE TER, WAYNE, NJ 07470-4327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 17, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SPROUT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2001 · Amount on File
Deed Sale	Jul 16, 2001 · Amount on File
Deed Book / Page	273 / 229
Last Transfer Date	May 6, 2019
Transfer Doc	0000025778
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	3 OSBORNE TER, WAYNE, NJ 07470-4327
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033233
Date	May 17, 2021
Book Page	M17120/70
Instrument	2021033233

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 17, 2019
Property Address	3 OSBORNE TER, WAYNE, NJ 07470-4327
Document Number	0000025778
Book / Page	003598 / 000146
Instrument Date	May 6, 2019
Instrument	25778
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	RIDGE TITLE AGENCY LLC, RIDGE TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OSBORNE TER WAYNE NJ 074704327, WAYNE, NJ 07470-4327

Mortgage

Document Number	25780
Date	Jun 17, 2019
Book Page	015563/000038
Instrument	25780

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Osborne Ter was $24,430, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,300 (-) Land $97,500 Building $309,800	$407,300 (-) Land $97,500 Building $309,800
2025	$24,430.00 (+0.88%)	$407,300 Land $97,500 Building $309,800	$407,300 Land $97,500 Building $309,800
2024	$24,218.00
2023		$407,300 Land $97,500 Building $309,800	$407,300 Land $97,500 Building $309,800
2022	$23,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Osborne Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	23 (1979–2012)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Osborne Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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