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12 Osborne Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 12 Osborne Ter, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,538 sqft · built 1940
Lot Size0.269 acres (11,718 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (May 2006)
Tax Bill$10,407 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-01319-0000-00002

Property Details

APN / Parcel Number

Primary APN14-01319-0000-00002
Alternative APNs
  • 1400493000000002
  • 140131900002

Interior

Building Area1,538 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Lot Area11,718 sqft (0.269 acres)

Location & Zoning

Old Parcel Number1400493000000002
Street Address12 OSBORNE TER
CityWAYNE
StateNJ
Zip07470-4362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCEDARCLIFFE PACKANACK LAKE
Legal Block1319
Legal Lot Number2
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1004
Census Tract246203

Owner

Source: Passaic County and Wayne Township records · APN 14-01319-0000-00002

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 OSBORNE TER, WAYNE, NJ 07470-4362
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 13, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2006 · Amount on Record
Deed SaleMay 01, 2006 · Amount on Record
Prior SaleJun 04, 2001 · Amount on Record
Deed Book / Page1223 / 263
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address12 OSBORNE TER, WAYNE, NJ 07470-4362
Transaction TypeMortgage
Record UpdatedNov 07, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032016
DateOct 05, 2023
Book PageM18656/202
Instrument2023032016
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 01, 2033

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address12 OSBORNE TER, WAYNE, NJ 07470-4362
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050609
DateAug 06, 2021
Book PageM17340/119
Instrument2021050609
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term173 Months
DueJan 01, 2036

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address12 OSBORNE TER, WAYNE, NJ 07470-4362
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076812
DateDec 10, 2021
Book PageM17656/208
Instrument2021076812
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address12 OSBORNE TER, WAYNE, NJ 07470-4362
Document Number0000046199
Book / Page014685 / 000161
Instrument DateSep 13, 2017
Transaction TypeMortgage
Record UpdatedOct 19, 2017
Title CompanyTITLE SOURCES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 OSBORNE TER WAYNE NJ 074704362, WAYNE, NJ 07470-4362

Mortgage

Document Number0000046199
DateSep 22, 2017
Book Page014685/000161
Instrument46199
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term240 Months
DueSep 21, 2037

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$173,500 (-) Land $97,000 Building $76,500$173,500 (-) Land $97,000 Building $76,500
2025$10,407.00 (+0.88%)$173,500 (-) Land $97,000 Building $76,500$173,500 (-) Land $97,000 Building $76,500
2024$10,316.00 (+5.17%)
2023$173,500 Land $97,000 Building $76,500$173,500 Land $97,000 Building $76,500
2022$9,809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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