5 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 5 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1990
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,068 (2024)
Deeds & Mortgages	May 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00527680-000000`

Property Details

APN / Parcel Number

Primary APN	`00527680-000000`
Alternative APNs	`28613900527680000000` `1646920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	143 sqft
Deck Area	370 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1646920
Street Address	5 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 20 LOT 9 AND 13 AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO OR62-416 OR115-273 OR115-275-277 OR611-252 OR754-1420 OR754-1421 OR852-2176 OR854-2179 OR903-2240 OR903-2241 OR969-675 OR969-676 OR969-677 OR1019-1001 OR1034-562 OR1159-649 OR1335-1826 OR
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	20
Legal Lot Number	9,13
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1004
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 ORANGE DR, KEY LARGO, FL 33037-2571
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GROUP ONE MORTGAGE INC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Jan 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019
Deed Sale	Jan 7, 2019
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	20192200835
Deed Book / Page	2943 / 1400
Prior Transfer Date	Apr 20, 2007
Prior Transfer Doc	0022901242
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	5 ORANGE DR, KEY LARGO, FL 33037-2571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029651967
Date	May 22, 2019
Book Page	2965/1967
Instrument	2221364

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company
Address	JUPITER, FL 33477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	5 ORANGE DR, KEY LARGO, FL 33037-2571
Document Number	0030591330
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 ORANGE DR KEY LARGO FL 330372571, KEY LARGO, FL 33037-2571

Mortgage

Document Number	0030591330
Date	Dec 1, 2020
Book Page	003059/001330
Instrument	2292728

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 7, 2019
Property Address	5 ORANGE DR, KEY LARGO, FL 33037-2571
Document Number	0029431400
Book / Page	002943 / 001400
Instrument Date	Dec 12, 2018
Instrument	2200835
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 ORANGE DR KEY LARGO FL 330372571, KEY LARGO, FL 33037-2571

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 4, 2018
Property Address	5 ORANGE DR, KEY LARGO, FL 33037-2571
Document Number	0029050172
Book / Page	002905 / 000172
Instrument Date	Apr 30, 2018
Instrument	2167654
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 ORANGE DR KEY LARGO FL 330372571, KEY LARGO, FL 33037-2571

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$439,656 (+6.06%) Land $237,500 Building $202,156	$439,656 (+6.06%) Land $237,500 Building $202,156
2024	$4,068.00 (+8.31%)
2023	$3,756.00 (+7.01%)	$414,547 (-1.17%) Land $225,000 Building $189,547	$414,547 (-1.17%) Land $225,000 Building $189,547
2022	$3,510.00	$419,451 Land $225,000 Building $194,451	$419,451 Land $225,000 Building $194,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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