10 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 10 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 2016
Lot Size	0.06 acres (2,600 sqft)
Owner	Individual Name on Record
Last Sale	$612,000 (Jul 2025)
Tax Bill	$3,055 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00526640-000000`

Property Details

APN / Parcel Number

Primary APN	`00526640-000000`
Alternative APNs	`28613900526640000000` `1645877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,600 sqft (0.06 acres)
Lot Dimensions	50 ft deep x 52 ft wide
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1645877
Street Address	10 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 15 LT 8 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR136-467 OR2043-443/44P/R OR2082-1997 OR2532-2282 OR2691-301/02 OR2799-2361/62 OR2977-1469
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	15
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1021
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 ORANGE DR, KEY LARGO, FL 33037-2500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	2025836
Deed Book / Page	3335 / 432
Prior Transfer Date	Sep 9, 2000
Prior Transfer Doc	0020430443
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 31, 2019
Property Address	10 ORANGE DR, KEY LARGO, FL 33037-2500
Document Number	0029771469
Book / Page	002977 / 001469
Instrument Date	Jul 26, 2019
Instrument	2230790
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,537.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 ORANGE DR KEY LARGO FL 330372500, KEY LARGO, FL 33037-2500

Mortgage

Document Number	29771471
Date	Jul 31, 2019
Book Page	002977/001471
Instrument	2230791

Lender

Name	TDGROUP HOLDINGS II LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 30, 2024

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,979 (+5.99%)	$487,167 (+6.71%) Land $208,715 Building $278,452
2024	$3,055.00 (+4.98%)
2023	$2,910.00 (+5.4%) Homeowner's exemption	$317,001 (+3%)	$456,521 (-0.58%) Land $197,730 Building $258,791
2022	$2,761.00 Homeowner's exemption	$307,768	$459,200 Land $197,730 Building $261,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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