1 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 1 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.073 acres (3,175 sqft)
Owner	2 Company Names on Record
Last Sale	$735,000 (Jan 2026)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00527680-000110`

Property Details

APN / Parcel Number

Primary APN	`00527680-000110`
Alternative APN	`9104511`

Exterior

Lot Area	3,175 sqft (0.073 acres)

Location & Zoning

Account Number	9104511
Street Address	1 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2571
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BK 20 LT 11 KEY LARGO PARK AMD PLAT OF PB3-62 OR62-416/17 OR115-273/74 OR115-275/77 OR611-252 OR754-1420 OR754-1421 OR852-2176 OR854-2179 OR903-2240 OR903-2241 OR969-675 OR969-676 OR969-677 OR1019-1001 OR1034-562 OR1159-649 OR1335-1826 OR1378-2434 OR
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	20
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1004
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	80397 PLATINUM WAY, LA QUINTA, CA 92253-8631
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Deed Document Number	20262527474
Deed Book / Page	3360 / 2251
Last Transfer Date	May 5, 2026
Transfer Doc	0002545889
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Jun 3, 2026
Property Address	1 ORANGE DR, KEY LARGO, FL 33037-2571
Document Number	0002545889
Book / Page	3384 / 351
Instrument Date	May 5, 2026
Instrument	20262545889
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	80397 PLATINUM WAY, LA QUINTA, CA 92253-8631

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 5, 2026
Property Address	1 ORANGE DR, KEY LARGO, FL 33037
Document Number	0033602251
Book / Page	3360 / 2251
Map Reference	MB 3 PG 62
Instrument Date	Jan 5, 2026
Instrument	2527474
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6095 SW 25TH ST, MIAMI, FL 33155-3170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 ORANGE DR, KEY LARGO, FL 33037

Mortgage

Document Number	0033602259
Date	Jan 5, 2026
Instrument	3360/2259

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (+3.84%)	$136,706 (+2.56%) Land $136,208 Building $498	$136,706 (+2.56%) Land $136,208 Building $498
2024	$1,173.00 (+0.95%)
2023	$1,162.00 (+2.02%)	$133,300 (-) Land $132,802 Building $498	$133,300 (-) Land $132,802 Building $498
2022	$1,139.00	$133,300 Land $132,802 Building $498	$133,300 Land $132,802 Building $498

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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